Union Planters Bank of East Arkansas in Earle, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 1996

Union Planters Bank of East Arkansas in Earle, Arkansas (AR)
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Union Planters Bank of East Arkansas - Overview

General
FDIC Certificate #: 16588
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Union Planters Bank, National Association (#15838)
Federal Reserve ID: 462448
Date Established: July 14, 1947
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Interstate: No)
OTS Docket #: 10856
FDIC's unique #: 10733
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: July 14, 1947
Last Structure Change Effective Date: May 01, 1996
Last Structure Change Process Date: May 09, 1996
Last Data Update: May 09, 1996
Data Source Date: April 05, 2012
Location
Address: 801 Commerce Street, Earle, AR 72331
County: Crittenden
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Memphis, TN-AR-MS (#4920)
Core Based Statistical Area (CBSA): Memphis, TN-MS-AR (#32820)
CBSA Metro Statistical Area: Memphis, TN-MS-AR (#32820)
Financial Summary
Total assets: $92.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$55Total assets
$95,688Cash and due from depository institutions
$4,620Interest-bearing balances
$8Securities
$39,385Federal funds sold & reverse repurchase agreements
$5,100Net loans & leases
$41,969Loan loss allowance
$782Trading account assets
$0Bank premises and fixed assets
$2,225Other real estate owned
$235Goodwill and other intangibles
$2,154Life insurance assets
$0All other assets
$0Total liabilities and capital
$95,688Total liabilities
$88,747Total deposits
$87,671Interest-bearing deposits
$66,895Deposits held in domestic offices
87671.00%% insured (estimated)
$86Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$1,076Total equity capital
$1,076Total bank equity capital
$6,941Perpetual preferred stock
$0Common stock
$1,000Surplus
$4,888Undivided profits
Memoranda
$1,053Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$491Income earned, not collected on loans
$834Earning assets
$86,462Long-term assets (5+ years)
$5,464Average Assets, year-to-date
$97,037Average Assets, quarterly
$95,834Volatile liabilities
$10,874Insider loans
$486FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$4,277Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,036Total risk weighted assets
$51,593Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$6,543Total interest expense
$2,724Net interest income
$3,819Provision for loan and lease losses
$0Total noninterest income
$1,355Fiduciary activities
$0Service charges on deposit accounts
$915Trading account gains & fees
$0Additional noninterest income
$440Total noninterest expense
$3,755Salaries and employee benefits
$1,673Premises and equipment expense
$565Additional noninterest expense
$1,517Pre-tax net operating income
$1,419Securities gains (losses)
-$107Applicable income taxes
$529Income before extraordinary items
$783Extraordinary gains - net
$0Net income attributable to bank
$783Net charge-offs
$32Cash dividends
$3,597Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.54%Cost of funding earning assets
3.14%Net interest margin
4.40%Noninterest income to earning assets
1.56%Noninterest expense to earning assets
4.32%Net operating income to assets
0.88%Return on assets (ROA)
0.81%Pretax return on assets
1.35%Return on equity (ROE)
8.56%Retained earnings to average equity (YTD only)
-30.78%Net charge-offs to loans
0.07%Credit loss provision to net charge-offs
0.00%Efficiency ratio
72,574Assets per employee
1.74%Cash dividends to net income (YTD only)
Condition Ratios (%)
459.39%Loss allowance to loans
1.83%Loss allowance to noncurrent loans
159.27%Noncurrent assets plus other real estate owned to assets
0.74%Noncurrent loans to loans
1.15%Net loans and leases to deposits
47.87%Net loans and leases to core deposits
54.65%Equity capital to assets
7.25%Core capital (leverage) ratio
7.28%Tier 1 risk-based capital ratio
13.64%Total risk-based capital ratio
Memoranda
$15Average assets
$97,037Average earning assets
$9,143Average equity
$86,830Average loans

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