Union Planters Bank of Kentucky, National Association in Paducah, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 13, 1999

  • Union Planters Bank of Kentucky, National Association in Paducah, Kentucky (KY)
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Union Planters Bank of Kentucky, National Association - Overview

  • General
  • FDIC Certificate #: 2763
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 286242
    Date Established: June 17, 1926
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 24 (Interstate: No)
    OTS Docket #: 10984
    FDIC's unique #: 1799
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 13, 1999
    Last Structure Change Process Date: August 20, 1999
    Last Data Update: August 20, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Kentucky Avenue At Fourth Street, Paducah, KY 42001
    County: Mccracken
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Hopkinsville
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Paducah-Mayfield, KY-IL (#424)
    Core Based Statistical Area (CBSA): Paducah, KY-IL (#37140)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $1,192.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 467Total employees (full-time equivalent)
  • $1,305,796Total assets
  • $37,595Cash and due from depository institutions
  • $100Interest-bearing balances
  • $205,402Securities
  • $17,000Federal funds sold & reverse repurchase agreements
  • $1,004,203Net loans & leases
  • $16,108Loan loss allowance
  • $0Trading account assets
  • $13,639Bank premises and fixed assets
  • $29Other real estate owned
  • $8,437Goodwill and other intangibles
  • $0Life insurance assets
  • $19,491All other assets
  • $1,305,796Total liabilities and capital
  • $1,198,375Total liabilities
  • $1,149,728Total deposits
  • $1,058,495Interest-bearing deposits
  • $1,149,728Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $16,616Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $17,168Other borrowed funds
  • $0Subordinated debt
  • $14,863All other liabilities
  • $107,421Total equity capital
  • $107,421Total bank equity capital
  • $107,421Perpetual preferred stock
  • $0Common stock
  • $6,471Surplus
  • $56,028Undivided profits
  • Memoranda
  • $44,922Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $5,091Earning assets
  • $0Long-term assets (5+ years)
  • $6,454Average Assets, year-to-date
  • $1,226,705Average Assets, quarterly
  • $280,764Volatile liabilities
  • $1,412,379Insider loans
  • $1,316,972FHLB advances
  • $104,622Loans and leases held for sale
  • $6,063Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,417Total risk weighted assets
  • $99,164Total unused commitments
  • $0Restructured Loans and leases
  • $930,655Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $112,945Total interest income
  • $56,956Total interest expense
  • $55,989Net interest income
  • $13,165Provision for loan and lease losses
  • $10,771Total noninterest income
  • $1,640Fiduciary activities
  • $5,223Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,908Additional noninterest income
  • $51,902Total noninterest expense
  • $25,676Salaries and employee benefits
  • $8,874Premises and equipment expense
  • $17,352Additional noninterest expense
  • $1,693Pre-tax net operating income
  • -$63Securities gains (losses)
  • $2,289Applicable income taxes
  • -$659Income before extraordinary items
  • $0Extraordinary gains - net
  • -$659Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $12,540Sale, conversion, retirement of capital stock, net
  • $48,000Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.51%Yield on earning assets
  • 4.29%Cost of funding earning assets
  • 4.22%Net interest margin
  • 0.81%Noninterest income to earning assets
  • 3.91%Noninterest expense to earning assets
  • -0.04%Net operating income to assets
  • -0.05%Return on assets (ROA)
  • 0.12%Pretax return on assets
  • -0.51%Return on equity (ROE)
  • -37.57%Retained earnings to average equity (YTD only)
  • 1.17%Net charge-offs to loans
  • 104.98%Credit loss provision to net charge-offs
  • 1.18%Efficiency ratio
  • 75,440Assets per employee
  • 2.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -7283.76%Loss allowance to loans
  • 1.58%Loss allowance to noncurrent loans
  • 316.40%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.50%Net loans and leases to deposits
  • 87.34%Net loans and leases to core deposits
  • 93.69%Equity capital to assets
  • 8.23%Core capital (leverage) ratio
  • 7.36%Tier 1 risk-based capital ratio
  • 10.23%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,412,379Average earning assets
  • $129,505Average equity
  • $1,326,817Average loans

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