Union Planters Bank of Lexington in Lexington, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

Union Planters Bank of Lexington in Lexington, Tennessee (TN)
Show street view No street view available for this location

Union Planters Bank of Lexington - Overview

General
FDIC Certificate #: 6095
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Union Planters Bank, National Association (#4979)
Federal Reserve ID: 479558
Date Established: August 06, 1907
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 10924
FDIC's unique #: 4118
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 1998
Last Structure Change Process Date: January 22, 1998
Last Data Update: January 24, 1998
Data Source Date: April 05, 2012
Location
Address: 2 Monroe Street, Lexington, TN 38351
County: Henderson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Nashville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $111.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
42Total employees (full-time equivalent)
$111,538Total assets
$4,006Cash and due from depository institutions
$5Interest-bearing balances
$31,174Securities
$0Federal funds sold & reverse repurchase agreements
$73,221Net loans & leases
$1,088Loan loss allowance
$0Trading account assets
$761Bank premises and fixed assets
$108Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,268All other assets
$111,538Total liabilities and capital
$104,452Total liabilities
$102,507Total deposits
$93,517Interest-bearing deposits
$102,507Deposits held in domestic offices
0.00%% insured (estimated)
$1,000Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$945All other liabilities
$7,086Total equity capital
$7,086Total bank equity capital
$7,086Perpetual preferred stock
$0Common stock
$300Surplus
$1,410Undivided profits
Memoranda
$5,376Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$535Earning assets
$0Long-term assets (5+ years)
$768Average Assets, year-to-date
$104,400Average Assets, quarterly
$14,213Volatile liabilities
$111,361Insider loans
$111,687FHLB advances
$10,465Loans and leases held for sale
$1,051Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,388Total unused commitments
$0Restructured Loans and leases
$68,559Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$8,775Total interest income
$4,153Total interest expense
$4,622Net interest income
$325Provision for loan and lease losses
$848Total noninterest income
$0Fiduciary activities
$589Service charges on deposit accounts
$0Trading account gains & fees
$259Additional noninterest income
$2,514Total noninterest expense
$253Salaries and employee benefits
$284Premises and equipment expense
$1,977Additional noninterest expense
$2,631Pre-tax net operating income
$0Securities gains (losses)
$964Applicable income taxes
$1,667Income before extraordinary items
$0Extraordinary gains - net
$1,667Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$267Sale, conversion, retirement of capital stock, net
$1,681Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.43%Yield on earning assets
3.99%Cost of funding earning assets
4.44%Net interest margin
0.81%Noninterest income to earning assets
2.42%Noninterest expense to earning assets
1.50%Net operating income to assets
1.50%Return on assets (ROA)
2.36%Pretax return on assets
23.25%Return on equity (ROE)
-0.20%Retained earnings to average equity (YTD only)
0.36%Net charge-offs to loans
121.72%Credit loss provision to net charge-offs
11.07%Efficiency ratio
45,960Assets per employee
2.66%Cash dividends to net income (YTD only)
Condition Ratios (%)
100.84%Loss allowance to loans
1.46%Loss allowance to noncurrent loans
203.36%Noncurrent assets plus other real estate owned to assets
0.58%Noncurrent loans to loans
0.72%Net loans and leases to deposits
71.43%Net loans and leases to core deposits
78.70%Equity capital to assets
6.35%Core capital (leverage) ratio
6.30%Tier 1 risk-based capital ratio
10.25%Total risk-based capital ratio
Memoranda
$12Average assets
$111,361Average earning assets
$7,169Average equity
$104,089Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Union Planters Bank of Lexington.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.