Union Planters Bank of Mississippi in city_name, state_name

Union Planters Bank of Mississippi in Grenada, Mississippi (MS)
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Union Planters Bank of Mississippi - Overview

General
FDIC Certificate #: 12442
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Union Planters Bank, National Association (#4979)
Federal Reserve ID: 156943
Date Established: May 24, 1890
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 21 (Interstate: No)
OTS Docket #: 9681
FDIC's unique #: 7922
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 1998
Last Structure Change Process Date: January 22, 1998
Last Data Update: January 22, 1998
Data Source Date: April 05, 2012
Location
Address: 2000 Gateway, Grenada, MS 38901
County: Grenada
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Jackson Ms
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Grenada, MS (#24980)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $510.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
237Total employees (full-time equivalent)
$510,148Total assets
$20,801Cash and due from depository institutions
$102Interest-bearing balances
$114,997Securities
$700Federal funds sold & reverse repurchase agreements
$358,251Net loans & leases
$5,100Loan loss allowance
$0Trading account assets
$4,493Bank premises and fixed assets
$239Other real estate owned
$60Goodwill and other intangibles
$0Life insurance assets
$10,607All other assets
$510,148Total liabilities and capital
$465,826Total liabilities
$460,804Total deposits
$383,787Interest-bearing deposits
$460,804Deposits held in domestic offices
0.00%% insured (estimated)
$781Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$4,241All other liabilities
$44,322Total equity capital
$44,322Total bank equity capital
$44,322Perpetual preferred stock
$0Common stock
$8,664Surplus
$32,214Undivided profits
Memoranda
$3,444Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3,323Earning assets
$0Long-term assets (5+ years)
$4,007Average Assets, year-to-date
$474,050Average Assets, quarterly
$45,362Volatile liabilities
$525,400Insider loans
$520,614FHLB advances
$51,018Loans and leases held for sale
$15,488Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$53,749Total unused commitments
$0Restructured Loans and leases
$331,846Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$41,491Total interest income
$17,864Total interest expense
$23,627Net interest income
$1,475Provision for loan and lease losses
$5,774Total noninterest income
$942Fiduciary activities
$3,533Service charges on deposit accounts
$0Trading account gains & fees
$1,299Additional noninterest income
$15,433Total noninterest expense
$7,869Salaries and employee benefits
$2,037Premises and equipment expense
$5,527Additional noninterest expense
$12,493Pre-tax net operating income
-$41Securities gains (losses)
$3,934Applicable income taxes
$8,518Income before extraordinary items
$0Extraordinary gains - net
$8,518Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,352Sale, conversion, retirement of capital stock, net
$8,849Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.49%Yield on earning assets
3.65%Cost of funding earning assets
4.83%Net interest margin
1.18%Noninterest income to earning assets
3.16%Noninterest expense to earning assets
1.63%Net operating income to assets
1.62%Return on assets (ROA)
2.37%Pretax return on assets
19.32%Return on equity (ROE)
-0.75%Retained earnings to average equity (YTD only)
0.35%Net charge-offs to loans
109.10%Credit loss provision to net charge-offs
10.33%Efficiency ratio
52,400Assets per employee
2.15%Cash dividends to net income (YTD only)
Condition Ratios (%)
103.89%Loss allowance to loans
1.40%Loss allowance to noncurrent loans
153.48%Noncurrent assets plus other real estate owned to assets
0.70%Noncurrent loans to loans
0.91%Net loans and leases to deposits
77.74%Net loans and leases to core deposits
87.26%Equity capital to assets
8.69%Core capital (leverage) ratio
8.22%Tier 1 risk-based capital ratio
12.91%Total risk-based capital ratio
Memoranda
$14Average assets
$525,400Average earning assets
$44,083Average equity
$488,829Average loans

Union Planters Bank of Mississippi in Grenada, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Union Planters Bank of Mississippi - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Union Planters Bank of Mississippi in Grenada, Mississippi (MS)Overview, Financial Summary, Detailed Financial Reports, Branches

Union Planters Bank of Mississippi - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Union Planters Bank of Mississippi in Grenada, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches