Union Planters Bank of Missouri in Clayton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 28, 1997

  • Union Planters Bank of Missouri in Clayton, Missouri (MO)
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Union Planters Bank of Missouri - Overview

  • General
  • FDIC Certificate #: 27127
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank of Missouri (#1069)
    Federal Reserve ID: 229847
    Date Established: December 07, 1987
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 38829
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 07, 1987
    Last Structure Change Effective Date: Febuary 28, 1997
    Last Structure Change Process Date: March 10, 1997
    Last Data Update: December 20, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 8182 Maryland Avenue, Clayton, MO 63105
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $128.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $41Total assets
  • $128,101Cash and due from depository institutions
  • $2,830Interest-bearing balances
  • $0Securities
  • $25,291Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $95,829Loan loss allowance
  • $2,700Trading account assets
  • $0Bank premises and fixed assets
  • $1,606Other real estate owned
  • $787Goodwill and other intangibles
  • $1,758Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $128,101Total liabilities
  • $114,013Total deposits
  • $106,472Interest-bearing deposits
  • $90,801Deposits held in domestic offices
  • 106472.00%% insured (estimated)
  • $74Federal funds purchased & repurchase agreements
  • $6,995Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $546Total equity capital
  • $546Total bank equity capital
  • $14,088Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $8,778Undivided profits
  • Memoranda
  • $4,310Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $799Income earned, not collected on loans
  • $613Earning assets
  • $121,120Long-term assets (5+ years)
  • $4,757Average Assets, year-to-date
  • $140,302Average Assets, quarterly
  • $131,606Volatile liabilities
  • $31,869Insider loans
  • $1,396FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $18,392Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $14,009Total risk weighted assets
  • $99,227Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,249Total interest expense
  • $5,480Net interest income
  • $5,769Provision for loan and lease losses
  • $60Total noninterest income
  • $707Fiduciary activities
  • $165Service charges on deposit accounts
  • $284Trading account gains & fees
  • $0Additional noninterest income
  • $258Total noninterest expense
  • $3,574Salaries and employee benefits
  • $1,786Premises and equipment expense
  • $653Additional noninterest expense
  • $1,135Pre-tax net operating income
  • $2,842Securities gains (losses)
  • $18Applicable income taxes
  • $1,079Income before extraordinary items
  • $1,781Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,781Net charge-offs
  • $149Cash dividends
  • $1,340Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.50%Cost of funding earning assets
  • 4.14%Net interest margin
  • 4.36%Noninterest income to earning assets
  • 0.53%Noninterest expense to earning assets
  • 2.70%Net operating income to assets
  • 1.26%Return on assets (ROA)
  • 1.27%Pretax return on assets
  • 2.04%Return on equity (ROE)
  • 12.74%Retained earnings to average equity (YTD only)
  • 3.16%Net charge-offs to loans
  • 0.16%Credit loss provision to net charge-offs
  • 40.27%Efficiency ratio
  • 55,188Assets per employee
  • 3.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.24%Loss allowance to loans
  • 2.74%Loss allowance to noncurrent loans
  • 337.92%Noncurrent assets plus other real estate owned to assets
  • 1.24%Noncurrent loans to loans
  • 0.81%Net loans and leases to deposits
  • 90.00%Net loans and leases to core deposits
  • 117.44%Equity capital to assets
  • 11.00%Core capital (leverage) ratio
  • 10.68%Tier 1 risk-based capital ratio
  • 14.12%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $140,302Average earning assets
  • $13,977Average equity
  • $132,269Average loans

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