Union Planters Bank of North Central Tennessee - Overview
General
FDIC Certificate #: 15413 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Union Planters Bank, National Association (#4979) Federal Reserve ID: 707934 Date Established: March 15, 1904 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) OTS Docket #: 11026 FDIC's unique #: 9729 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: July 06, 1936 Last Structure Change Effective Date: January 01, 1998 Last Structure Change Process Date: January 26, 1998 Last Data Update: January 26, 1998 Data Source Date: April 05, 2012
Location
Address: Main And Spring Streets, Erin, TN 37061 County: Houston Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Nashville Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $51.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
18Total employees (full-time equivalent)
$51,665Total assets
$5,589Cash and due from depository institutions
$19Interest-bearing balances
$10,105Securities
$2,025Federal funds sold & reverse repurchase agreements
$30,593Net loans & leases
$530Loan loss allowance
$0Trading account assets
$622Bank premises and fixed assets
$2Other real estate owned
$1,799Goodwill and other intangibles
$0Life insurance assets
$930All other assets
$51,665Total liabilities and capital
$46,586Total liabilities
$46,078Total deposits
$37,462Interest-bearing deposits
$46,078Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$305Other borrowed funds
$0Subordinated debt
$203All other liabilities
$5,079Total equity capital
$5,079Total bank equity capital
$5,079Perpetual preferred stock
$0Common stock
$88Surplus
$4,281Undivided profits
Memoranda
$710Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$37Earning assets
$0Long-term assets (5+ years)
$438Average Assets, year-to-date
$42,742Average Assets, quarterly
$3,471Volatile liabilities
$52,169Insider loans
$51,641FHLB advances
$4,784Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$545Total unused commitments
$0Restructured Loans and leases
$29,544Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$4,044Total interest income
$1,628Total interest expense
$2,416Net interest income
$255Provision for loan and lease losses
$427Total noninterest income
$0Fiduciary activities
$364Service charges on deposit accounts
$0Trading account gains & fees
$63Additional noninterest income
$1,542Total noninterest expense
$679Salaries and employee benefits
$202Premises and equipment expense
$661Additional noninterest expense
$1,046Pre-tax net operating income
$0Securities gains (losses)
$416Applicable income taxes
$630Income before extraordinary items
$0Extraordinary gains - net
$630Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$109Sale, conversion, retirement of capital stock, net
$1,008Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.83%Yield on earning assets
3.56%Cost of funding earning assets
5.28%Net interest margin
0.93%Noninterest income to earning assets
3.37%Noninterest expense to earning assets
1.21%Net operating income to assets
1.21%Return on assets (ROA)
2.01%Pretax return on assets
11.82%Return on equity (ROE)
-7.09%Retained earnings to average equity (YTD only)
0.32%Net charge-offs to loans
233.94%Credit loss provision to net charge-offs
11.94%Efficiency ratio
47,555Assets per employee
2.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
160.00%Loss allowance to loans
1.70%Loss allowance to noncurrent loans
1432.43%Noncurrent assets plus other real estate owned to assets
0.08%Noncurrent loans to loans
0.12%Net loans and leases to deposits
66.39%Net loans and leases to core deposits
74.09%Equity capital to assets
9.83%Core capital (leverage) ratio
6.08%Tier 1 risk-based capital ratio
10.24%Total risk-based capital ratio
Memoranda
$11Average assets
$52,169Average earning assets
$5,329Average equity
$45,793Average loans
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