Union Planters Bank of Northwest Tennessee FSB in Paris, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 09, 2003

Union Planters Bank of Northwest Tennessee FSB in Paris, Tennessee (TN)
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Union Planters Bank of Northwest Tennessee FSB - Overview

General
FDIC Certificate #: 29347
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Union Planters Bank, National Association (#4979)
Federal Reserve ID: 78577
Date Established: January 01, 1927
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 3315
FDIC's unique #: 42181
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: July 17, 1935
Last Structure Change Effective Date: June 09, 2003
Last Structure Change Process Date: June 23, 2003
Last Data Update: June 23, 2003
Data Source Date: April 05, 2012
Location
Address: 914 East Wood Street, Paris, TN 38242
County: Henry
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Nashville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Paris, TN (#37540)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $136.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

Dollar figures in thousands
32Total employees (full-time equivalent)
$137,423Total assets
$2,985Cash and due from depository institutions
$75Interest-bearing balances
$8,767Securities
$49,000Federal funds sold & reverse repurchase agreements
$71,983Net loans & leases
$1,097Loan loss allowance
$0Trading account assets
$1,634Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$3,054All other assets
$137,423Total liabilities and capital
$127,172Total liabilities
$124,359Total deposits
$124,359Interest-bearing deposits
$124,359Deposits held in domestic offices
0.00%% insured (estimated)
$687Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$2,126All other liabilities
$10,251Total equity capital
$10,251Total bank equity capital
$10,251Perpetual preferred stock
$0Common stock
$100Surplus
$5,550Undivided profits
Memoranda
$4,601Noncurrent loans and leases
$9,475Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,364Earning assets
$0Long-term assets (5+ years)
$625Average Assets, year-to-date
$129,825Average Assets, quarterly
$0Volatile liabilities
$139,524Insider loans
$137,925FHLB advances
$18,672Loans and leases held for sale
$1,537Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$9,475Total unused commitments
$861Restructured Loans and leases
$905Derivatives

Income and Expense (December 31, 2002)

Dollar figures in thousands
$6,979Total interest income
$3,220Total interest expense
$3,759Net interest income
$294Provision for loan and lease losses
$2,244Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$2,244Additional noninterest income
$2,669Total noninterest expense
$1,371Salaries and employee benefits
$502Premises and equipment expense
$796Additional noninterest expense
$3,040Pre-tax net operating income
$48Securities gains (losses)
$1,176Applicable income taxes
$1,912Income before extraordinary items
$0Extraordinary gains - net
$1,912Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$199Sale, conversion, retirement of capital stock, net
$2,028Net operating income

Performance and Condition Ratios (December 31, 2002)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.35%Yield on earning assets
2.47%Cost of funding earning assets
2.88%Net interest margin
1.72%Noninterest income to earning assets
2.05%Noninterest expense to earning assets
1.35%Net operating income to assets
1.37%Return on assets (ROA)
2.21%Pretax return on assets
18.39%Return on equity (ROE)
-1.12%Retained earnings to average equity (YTD only)
0.27%Net charge-offs to loans
147.74%Credit loss provision to net charge-offs
16.75%Efficiency ratio
44,461Assets per employee
4.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
106.07%Loss allowance to loans
1.50%Loss allowance to noncurrent loans
80.43%Noncurrent assets plus other real estate owned to assets
0.99%Noncurrent loans to loans
1.87%Net loans and leases to deposits
57.88%Net loans and leases to core deposits
67.67%Equity capital to assets
7.46%Core capital (leverage) ratio
7.33%Tier 1 risk-based capital ratio
13.91%Total risk-based capital ratio
Memoranda
$15Average assets
$139,524Average earning assets
$10,395Average equity
$130,486Average loans

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