Union Planters Bank of South Central Tennessee - Overview
General
FDIC Certificate #: 4936 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Union Planters Bank, National Association (#4979) Federal Reserve ID: 507237 Date Established: May 01, 1920 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) OTS Docket #: 10398 FDIC's unique #: 3280 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: January 01, 1998 Last Structure Change Process Date: January 22, 1998 Last Data Update: January 24, 1998 Data Source Date: April 05, 2012
Location
Address: 10 East Main Street, Hohenwald, TN 38462 County: Lewis Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Nashville Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $57.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
23Total employees (full-time equivalent)
$57,844Total assets
$2,241Cash and due from depository institutions
$58Interest-bearing balances
$16,234Securities
$3,700Federal funds sold & reverse repurchase agreements
$33,914Net loans & leases
$530Loan loss allowance
$0Trading account assets
$703Bank premises and fixed assets
$62Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$990All other assets
$57,844Total liabilities and capital
$53,306Total liabilities
$49,783Total deposits
$41,774Interest-bearing deposits
$49,783Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$3,164Other borrowed funds
$0Subordinated debt
$359All other liabilities
$4,538Total equity capital
$4,538Total bank equity capital
$4,538Perpetual preferred stock
$0Common stock
$100Surplus
$65Undivided profits
Memoranda
$4,373Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$37Earning assets
$0Long-term assets (5+ years)
$343Average Assets, year-to-date
$53,906Average Assets, quarterly
$6,426Volatile liabilities
$58,032Insider loans
$58,481FHLB advances
$5,436Loans and leases held for sale
$1,864Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$923Total unused commitments
$0Restructured Loans and leases
$31,219Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$4,962Total interest income
$1,910Total interest expense
$3,052Net interest income
$210Provision for loan and lease losses
$560Total noninterest income
$0Fiduciary activities
$438Service charges on deposit accounts
$0Trading account gains & fees
$122Additional noninterest income
$1,677Total noninterest expense
$739Salaries and employee benefits
$265Premises and equipment expense
$673Additional noninterest expense
$1,725Pre-tax net operating income
-$2Securities gains (losses)
$611Applicable income taxes
$1,112Income before extraordinary items
$0Extraordinary gains - net
$1,112Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$124Sale, conversion, retirement of capital stock, net
$1,085Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.26%Yield on earning assets
3.57%Cost of funding earning assets
5.70%Net interest margin
1.05%Noninterest income to earning assets
3.13%Noninterest expense to earning assets
1.92%Net operating income to assets
1.92%Return on assets (ROA)
2.97%Pretax return on assets
24.36%Return on equity (ROE)
0.59%Retained earnings to average equity (YTD only)
0.32%Net charge-offs to loans
169.35%Credit loss provision to net charge-offs
15.60%Efficiency ratio
46,429Assets per employee
2.51%Cash dividends to net income (YTD only)
Condition Ratios (%)
97.57%Loss allowance to loans
1.54%Loss allowance to noncurrent loans
1432.43%Noncurrent assets plus other real estate owned to assets
0.17%Noncurrent loans to loans
0.11%Net loans and leases to deposits
68.12%Net loans and leases to core deposits
76.46%Equity capital to assets
7.85%Core capital (leverage) ratio
7.44%Tier 1 risk-based capital ratio
14.11%Total risk-based capital ratio
Memoranda
$15Average assets
$58,032Average earning assets
$4,565Average equity
$53,575Average loans
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