Union Planters Bank of Southeast Missouri in Cape Girardeau, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • Union Planters Bank of Southeast Missouri in Cape Girardeau, Missouri (MO)
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Union Planters Bank of Southeast Missouri - Overview

  • General
  • FDIC Certificate #: 1614
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 480648
    Date Established: September 01, 1931
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 24 (Interstate: No)
    OTS Docket #: 11316
    FDIC's unique #: 1056
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: January 26, 1998
    Last Data Update: January 26, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 407 North Kingshighway, Cape Girardeau, MO 63702
    County: Cape Girardeau
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Dallas
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Cape Girardeau-Sikeston-Jackson, MO-IL (#164)
    Core Based Statistical Area (CBSA): Cape Girardeau-Jackson, MO-IL (#16020)
    CBSA Metro Statistical Area: Cape Girardeau-Jackson, MO-IL (#16020)
  • Financial Summary
  • Total assets: $669.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 271Total employees (full-time equivalent)
  • $669,447Total assets
  • $34,327Cash and due from depository institutions
  • $584Interest-bearing balances
  • $85,342Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $521,405Net loans & leases
  • $8,264Loan loss allowance
  • $0Trading account assets
  • $15,309Bank premises and fixed assets
  • $984Other real estate owned
  • $1,026Goodwill and other intangibles
  • $0Life insurance assets
  • $11,054All other assets
  • $669,447Total liabilities and capital
  • $624,658Total liabilities
  • $598,073Total deposits
  • $522,351Interest-bearing deposits
  • $598,073Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $22,541Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $4,044All other liabilities
  • $44,789Total equity capital
  • $44,789Total bank equity capital
  • $44,789Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $40,883Undivided profits
  • Memoranda
  • $3,706Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,801Earning assets
  • $178Long-term assets (5+ years)
  • $6,849Average Assets, year-to-date
  • $607,331Average Assets, quarterly
  • $48,577Volatile liabilities
  • $710,972Insider loans
  • $679,930FHLB advances
  • $61,798Loans and leases held for sale
  • $4,939Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,919Total risk weighted assets
  • $62,373Total unused commitments
  • $0Restructured Loans and leases
  • $507,073Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $54,147Total interest income
  • $26,920Total interest expense
  • $27,227Net interest income
  • $720Provision for loan and lease losses
  • $5,179Total noninterest income
  • $101Fiduciary activities
  • $2,992Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,086Additional noninterest income
  • $17,027Total noninterest expense
  • $8,454Salaries and employee benefits
  • $2,277Premises and equipment expense
  • $6,296Additional noninterest expense
  • $14,659Pre-tax net operating income
  • -$18Securities gains (losses)
  • $5,202Applicable income taxes
  • $9,439Income before extraordinary items
  • $0Extraordinary gains - net
  • $9,439Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $737Sale, conversion, retirement of capital stock, net
  • $25,188Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.30%Yield on earning assets
  • 4.13%Cost of funding earning assets
  • 4.17%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 2.61%Noninterest expense to earning assets
  • 1.33%Net operating income to assets
  • 1.33%Return on assets (ROA)
  • 2.06%Pretax return on assets
  • 19.00%Return on equity (ROE)
  • -31.70%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 97.69%Credit loss provision to net charge-offs
  • 20.87%Efficiency ratio
  • 51,765Assets per employee
  • 2.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 266.85%Loss allowance to loans
  • 1.56%Loss allowance to noncurrent loans
  • 217.42%Noncurrent assets plus other real estate owned to assets
  • 0.71%Noncurrent loans to loans
  • 0.72%Net loans and leases to deposits
  • 87.18%Net loans and leases to core deposits
  • 93.31%Equity capital to assets
  • 6.69%Core capital (leverage) ratio
  • 6.50%Tier 1 risk-based capital ratio
  • 8.53%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $710,972Average earning assets
  • $49,677Average equity
  • $652,206Average loans

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