Union Planters Bank of the Tennessee Valley in Harriman, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • Union Planters Bank of the Tennessee Valley in Harriman, Tennessee (TN)
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Union Planters Bank of the Tennessee Valley - Overview

  • General
  • FDIC Certificate #: 4935
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 374233
    Date Established: January 01, 1890
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    OTS Docket #: 12947
    FDIC's unique #: 3279
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: January 26, 1998
    Last Data Update: December 20, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 Roane Street, Harriman, TN 37748
    County: Roane
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Knoxville-Sevierville-La Follette, TN (#314)
    Core Based Statistical Area (CBSA): Harriman, TN (#25340)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $188.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 83Total employees (full-time equivalent)
  • $188,271Total assets
  • $5,694Cash and due from depository institutions
  • $0Interest-bearing balances
  • $41,439Securities
  • $13,000Federal funds sold & reverse repurchase agreements
  • $120,167Net loans & leases
  • $1,436Loan loss allowance
  • $0Trading account assets
  • $4,531Bank premises and fixed assets
  • $61Other real estate owned
  • $366Goodwill and other intangibles
  • $0Life insurance assets
  • $3,013All other assets
  • $188,271Total liabilities and capital
  • $175,045Total liabilities
  • $170,703Total deposits
  • $147,178Interest-bearing deposits
  • $170,703Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,916Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,506Other borrowed funds
  • $0Subordinated debt
  • $920All other liabilities
  • $13,226Total equity capital
  • $13,226Total bank equity capital
  • $13,226Perpetual preferred stock
  • $0Common stock
  • $1,759Surplus
  • $6,896Undivided profits
  • Memoranda
  • $4,571Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $664Earning assets
  • $0Long-term assets (5+ years)
  • $581Average Assets, year-to-date
  • $174,606Average Assets, quarterly
  • $20,783Volatile liabilities
  • $189,860Insider loans
  • $188,704FHLB advances
  • $10,170Loans and leases held for sale
  • $988Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $11,085Total unused commitments
  • $0Restructured Loans and leases
  • $110,929Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $14,553Total interest income
  • $6,454Total interest expense
  • $8,099Net interest income
  • $365Provision for loan and lease losses
  • $1,506Total noninterest income
  • $0Fiduciary activities
  • $1,027Service charges on deposit accounts
  • $0Trading account gains & fees
  • $479Additional noninterest income
  • $5,518Total noninterest expense
  • $2,581Salaries and employee benefits
  • $1,073Premises and equipment expense
  • $1,864Additional noninterest expense
  • $3,722Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,153Applicable income taxes
  • $2,569Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,569Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $501Sale, conversion, retirement of capital stock, net
  • $2,771Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.33%Yield on earning assets
  • 3.69%Cost of funding earning assets
  • 4.63%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 3.16%Noninterest expense to earning assets
  • 1.35%Net operating income to assets
  • 1.35%Return on assets (ROA)
  • 1.96%Pretax return on assets
  • 19.16%Return on equity (ROE)
  • -1.51%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 72.85%Credit loss provision to net charge-offs
  • 8.16%Efficiency ratio
  • 56,866Assets per employee
  • 2.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 107.86%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 216.27%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.55%Net loans and leases to deposits
  • 70.40%Net loans and leases to core deposits
  • 73.97%Equity capital to assets
  • 7.02%Core capital (leverage) ratio
  • 6.51%Tier 1 risk-based capital ratio
  • 11.14%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $189,860Average earning assets
  • $13,410Average equity
  • $174,800Average loans

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