United Bank of Columbus, National Association - Overview
General
FDIC Certificate #: 34273 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:United Bank (#18772) Federal Reserve ID: 2361910 Date Established: October 01, 1996 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 57032 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: October 01, 1996 Last Structure Change Effective Date: March 06, 1998 Last Structure Change Process Date: March 18, 1998 Last Data Update: October 19, 1998 Data Source Date: April 05, 2012
Location
Address: 36 North 9th Street, Columbus, MT 59019 County: Stillwater Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Billings Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $7.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
4Total employees (full-time equivalent)
$7,126Total assets
$433Cash and due from depository institutions
$0Interest-bearing balances
$1,778Securities
$380Federal funds sold & reverse repurchase agreements
$3,989Net loans & leases
$45Loan loss allowance
$0Trading account assets
$465Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$81All other assets
$7,126Total liabilities and capital
$6,201Total liabilities
$6,138Total deposits
$5,247Interest-bearing deposits
$6,138Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$63All other liabilities
$925Total equity capital
$925Total bank equity capital
$925Perpetual preferred stock
$0Common stock
$500Surplus
$500Undivided profits
Memoranda
$-75Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$53Average Assets, year-to-date
$6,147Average Assets, quarterly
$309Volatile liabilities
$5,782Insider loans
$6,966FHLB advances
$925Loans and leases held for sale
$114Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$212Total unused commitments
$0Restructured Loans and leases
$4,333Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$469Total interest income
$224Total interest expense
$245Net interest income
$42Provision for loan and lease losses
$43Total noninterest income
$0Fiduciary activities
$32Service charges on deposit accounts
$0Trading account gains & fees
$11Additional noninterest income
$319Total noninterest expense
$127Salaries and employee benefits
$65Premises and equipment expense
$127Additional noninterest expense
-$73Pre-tax net operating income
$0Securities gains (losses)
-$43Applicable income taxes
-$30Income before extraordinary items
$0Extraordinary gains - net
-$30Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.69%Yield on earning assets
4.63%Cost of funding earning assets
5.06%Net interest margin
0.89%Noninterest income to earning assets
6.59%Noninterest expense to earning assets
-0.52%Net operating income to assets
-0.52%Return on assets (ROA)
-1.26%Pretax return on assets
-3.22%Return on equity (ROE)
-3.22%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
110,764Assets per employee
1.78%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.12%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
64.99%Net loans and leases to core deposits
76.52%Equity capital to assets
12.98%Core capital (leverage) ratio
13.47%Tier 1 risk-based capital ratio
21.35%Total risk-based capital ratio
Memoranda
$22Average assets
$5,782Average earning assets
$931Average equity
$4,839Average loans
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