United Communitiy Bank Dawson County in Dawsonville, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 2002

  • United Communitiy Bank Dawson County in Dawsonville, Georgia (GA)
  • Show street view No street view available for this location

United Communitiy Bank Dawson County - Overview

  • General
  • FDIC Certificate #: 17263
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: United Community Bank (#16889)
    Federal Reserve ID: 195634
    Date Established: November 02, 1953
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 11286
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 02, 1953
    Last Structure Change Effective Date: December 01, 2002
    Last Structure Change Process Date: January 15, 2003
    Last Data Update: January 15, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 109 Highway 53 West, Dawsonville, GA 30534
    County: Dawson
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • Financial Summary
  • Total assets: $150.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 43Total employees (full-time equivalent)
  • $133,596Total assets
  • $7,136Cash and due from depository institutions
  • $323Interest-bearing balances
  • $25,704Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $93,808Net loans & leases
  • $1,553Loan loss allowance
  • $0Trading account assets
  • $2,876Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $4,072All other assets
  • $133,596Total liabilities and capital
  • $121,643Total liabilities
  • $110,967Total deposits
  • $90,576Interest-bearing deposits
  • $110,967Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $4,003Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,000Other borrowed funds
  • $0Subordinated debt
  • $673All other liabilities
  • $11,953Total equity capital
  • $11,953Total bank equity capital
  • $11,953Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $6,040Undivided profits
  • Memoranda
  • $5,313Noncurrent loans and leases
  • $10,211Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,144Earning assets
  • $0Long-term assets (5+ years)
  • $948Average Assets, year-to-date
  • $119,835Average Assets, quarterly
  • $9,021Volatile liabilities
  • $124,035Insider loans
  • $126,511FHLB advances
  • $30,756Loans and leases held for sale
  • $1,086Unused loan commitments
  • $6,000Tier 1 (core) risk-based capital
  • $5,000Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,211Total unused commitments
  • $0Restructured Loans and leases
  • $1,242Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $10,208Total interest income
  • $4,241Total interest expense
  • $5,967Net interest income
  • $511Provision for loan and lease losses
  • $910Total noninterest income
  • $0Fiduciary activities
  • $667Service charges on deposit accounts
  • $0Trading account gains & fees
  • $243Additional noninterest income
  • $4,168Total noninterest expense
  • $1,913Salaries and employee benefits
  • $504Premises and equipment expense
  • $1,751Additional noninterest expense
  • $2,198Pre-tax net operating income
  • $0Securities gains (losses)
  • $728Applicable income taxes
  • $1,470Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,470Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $200Sale, conversion, retirement of capital stock, net
  • $625Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.06%Yield on earning assets
  • 3.77%Cost of funding earning assets
  • 5.30%Net interest margin
  • 0.81%Noninterest income to earning assets
  • 3.70%Noninterest expense to earning assets
  • 1.19%Net operating income to assets
  • 1.19%Return on assets (ROA)
  • 1.77%Pretax return on assets
  • 12.73%Return on equity (ROE)
  • 7.32%Retained earnings to average equity (YTD only)
  • 0.23%Net charge-offs to loans
  • 255.50%Credit loss provision to net charge-offs
  • 13.55%Efficiency ratio
  • 60,608Assets per employee
  • 3.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.52%Loss allowance to loans
  • 1.63%Loss allowance to noncurrent loans
  • 72.43%Noncurrent assets plus other real estate owned to assets
  • 1.60%Noncurrent loans to loans
  • 2.25%Net loans and leases to deposits
  • 84.54%Net loans and leases to core deposits
  • 103.98%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 9.20%Tier 1 risk-based capital ratio
  • 11.70%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $124,035Average earning assets
  • $11,551Average equity
  • $112,630Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with United Communitiy Bank Dawson County.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents