United Community Bank of Lisle in Lisle, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2007

  • United Community Bank of Lisle in Lisle, Illinois (IL)
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United Community Bank of Lisle - Overview

  • General
  • FDIC Certificate #: 35433
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Park National Bank (#11677)
    Federal Reserve ID: 2883001
    Date Established: November 15, 2000
    WWW: http://www.ucbank.net
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 80031
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 15, 2000
    Last Structure Change Effective Date: January 01, 2007
    Last Structure Change Process Date: Febuary 20, 2007
    Last Data Update: Febuary 20, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1026 Ogden Avenue, Lisle, IL 60532
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $243.6 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $243,647Total assets
  • $5,393Cash and due from depository institutions
  • $396Interest-bearing balances
  • $53,918Securities
  • $12,300Federal funds sold & reverse repurchase agreements
  • $159,367Net loans & leases
  • $2,020Loan loss allowance
  • $0Trading account assets
  • $4,505Bank premises and fixed assets
  • $0Other real estate owned
  • $903Goodwill and other intangibles
  • $4,590Life insurance assets
  • $7,261All other assets
  • $243,647Total liabilities and capital
  • $219,385Total liabilities
  • $194,285Total deposits
  • $173,291Interest-bearing deposits
  • $194,285Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $23,264Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,836All other liabilities
  • $24,262Total equity capital
  • $24,262Total bank equity capital
  • $24,262Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $22,040Undivided profits
  • Memoranda
  • $1,922Noncurrent loans and leases
  • $31,684Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $1,224Average Assets, year-to-date
  • $225,981Average Assets, quarterly
  • $13,254Volatile liabilities
  • $251,884Insider loans
  • $240,461FHLB advances
  • $62,729Loans and leases held for sale
  • $107Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $31,684Total unused commitments
  • $0Restructured Loans and leases
  • $2,020Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $15,183Total interest income
  • $8,360Total interest expense
  • $6,823Net interest income
  • -$48Provision for loan and lease losses
  • $1,612Total noninterest income
  • $0Fiduciary activities
  • $315Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,297Additional noninterest income
  • $6,418Total noninterest expense
  • $3,424Salaries and employee benefits
  • $1,131Premises and equipment expense
  • $1,863Additional noninterest expense
  • $2,065Pre-tax net operating income
  • -$3Securities gains (losses)
  • $546Applicable income taxes
  • $1,516Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,516Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $56Sale, conversion, retirement of capital stock, net
  • $450Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.58%Yield on earning assets
  • 3.62%Cost of funding earning assets
  • 2.96%Net interest margin
  • 0.70%Noninterest income to earning assets
  • 2.78%Noninterest expense to earning assets
  • 0.60%Net operating income to assets
  • 0.60%Return on assets (ROA)
  • 0.82%Pretax return on assets
  • 6.39%Return on equity (ROE)
  • 4.49%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • -85.71%Credit loss provision to net charge-offs
  • 36.02%Efficiency ratio
  • 75,851Assets per employee
  • 6.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 29.68%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 82.03%Net loans and leases to core deposits
  • 102.94%Equity capital to assets
  • 9.96%Core capital (leverage) ratio
  • 9.91%Tier 1 risk-based capital ratio
  • 12.13%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $251,884Average earning assets
  • $23,728Average equity
  • $230,720Average loans

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