FDIC Certificate #: 57987 Status: Active Federal Reserve ID: 3404869 Date Established: Febuary 28, 2006 WWW:http://www.uibbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 433055 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: Febuary 28, 2006 Last Structure Change Effective Date: September 30, 2008 Last Structure Change Process Date: November 14, 2008 Last Data Update: November 14, 2008 Data Source Date: April 05, 2012
Location
Address: 41-60 Main Street, Flushing, NY 11355 County: Queens Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: New York City Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): New York, NY (#5600) Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70) Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408) Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
Financial Summary
Total assets: $191.9 mil Equity capital: $19.8 mil Deposits held in domestic offices: $160.1 mil Return on assets (ROA): 0.10% ($0.2 mil) Quarterly return on assets: -0.79% (-$1.5 mil) Return on Equity (ROE): 0.96% ($0.2 mil) Quarterly return on equity: -7.69% (-$1.5 mil) Net income: $0.2 mil Quarterly Net income: -$0.4 mil Pretax return on assets: 0.13% ($249.4 mil) Quarterly Pretax return on assets: -1.42% (-$2,724.6 mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
40Total employees (full-time equivalent)
$191,870Total assets
$27,334Cash and due from depository institutions
$26,198Interest-bearing balances
$20,876Securities
$0Federal funds sold & reverse repurchase agreements
$133,988Net loans & leases
$3,526Loan loss allowance
$0Trading account assets
$1,537Bank premises and fixed assets
$1,758Other real estate owned
$0Goodwill and other intangibles
$191,869Life insurance assets
$6,377All other assets
$172,044Total liabilities and capital
$160,060Total liabilities
$144,757Total deposits
$160,060Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$9,511Trading liabilities
$0Other borrowed funds
$2,473Subordinated debt
$19,825All other liabilities
$19,825Total equity capital
$19,825Total bank equity capital
$0Perpetual preferred stock
$8,917Common stock
$12,920Surplus
$-2,012Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12,724Income earned, not collected on loans
$0Earning assets
$756Long-term assets (5+ years)
$181,062Average Assets, year-to-date
$3,477Average Assets, quarterly
$187,354Volatile liabilities
$195,231Insider loans
$140,731FHLB advances
$193,622Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$19,623Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$17,563Restructured Loans and leases
$2,400Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$8,380Total interest income
$1,434Total interest expense
$6,946Net interest income
$1,270Provision for loan and lease losses
$930Total noninterest income
$0Fiduciary activities
$593Service charges on deposit accounts
$0Trading account gains & fees
$337Additional noninterest income
$6,370Total noninterest expense
$2,848Salaries and employee benefits
$970Premises and equipment expense
$2,552Additional noninterest expense
$236Pre-tax net operating income
$0Securities gains (losses)
$46Applicable income taxes
$190Income before extraordinary items
$0Extraordinary gains - net
$190Net income attributable to bank
$0Net charge-offs
$190Cash dividends
$537Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.75%Yield on earning assets
0.81%Cost of funding earning assets
3.94%Net interest margin
0.53%Noninterest income to earning assets
3.61%Noninterest expense to earning assets
0.10%Net operating income to assets
0.10%Return on assets (ROA)
0.13%Pretax return on assets
0.96%Return on equity (ROE)
0.96%Retained earnings to average equity (YTD only)
0.40%Net charge-offs to loans
236.50%Credit loss provision to net charge-offs
2.80%Efficiency ratio
80,879Assets per employee
4.80%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.56%Loss allowance to noncurrent loans
27.71%Noncurrent assets plus other real estate owned to assets
7.55%Noncurrent loans to loans
9.25%Net loans and leases to deposits
83.71%Net loans and leases to core deposits
90.62%Equity capital to assets
10.33%Core capital (leverage) ratio
10.13%Tier 1 risk-based capital ratio
13.94%Total risk-based capital ratio
Memoranda
$15Average assets
$187,354Average earning assets
$19,867Average equity
$176,260Average loans
List of branches
1 New York Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
433055
United International Bank
41-60 Main Street, Flushing, NY 11355
Febuary 28, 2006
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with United International Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: