United National Bank in Denton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 09, 1993

  • United National Bank in Denton, Texas (TX)
  • Show street view No street view available for this location

United National Bank - Overview

  • General
  • FDIC Certificate #: 25766
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Texas, National Association (#27474)
    Federal Reserve ID: 513452
    Date Established: August 31, 1984
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17639
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 31, 1984
    Last Structure Change Effective Date: April 09, 1993
    Last Structure Change Process Date: July 28, 1993
    Last Data Update: July 28, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 1200 West University Drive, Denton, TX 76201
    County: Denton
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $68.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $32Total assets
  • $70,643Cash and due from depository institutions
  • $5,214Interest-bearing balances
  • $0Securities
  • $43,950Federal funds sold & reverse repurchase agreements
  • $5,305Net loans & leases
  • $12,847Loan loss allowance
  • $367Trading account assets
  • $0Bank premises and fixed assets
  • $1,644Other real estate owned
  • $628Goodwill and other intangibles
  • $1,055Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $70,643Total liabilities
  • $66,384Total deposits
  • $66,231Interest-bearing deposits
  • $56,955Deposits held in domestic offices
  • 66231.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $153Total equity capital
  • $153Total bank equity capital
  • $4,259Perpetual preferred stock
  • $0Common stock
  • $1,163Surplus
  • $1,163Undivided profits
  • Memoranda
  • $1,933Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $69Income earned, not collected on loans
  • $45Earning assets
  • $62,102Long-term assets (5+ years)
  • $10,777Average Assets, year-to-date
  • $91,254Average Assets, quarterly
  • $70,286Volatile liabilities
  • $5,203Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $451Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,259Total risk weighted assets
  • $20,353Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,922Total interest expense
  • $2,829Net interest income
  • $2,093Provision for loan and lease losses
  • -$280Total noninterest income
  • $835Fiduciary activities
  • $0Service charges on deposit accounts
  • $537Trading account gains & fees
  • $0Additional noninterest income
  • $298Total noninterest expense
  • $3,123Salaries and employee benefits
  • $1,119Premises and equipment expense
  • $466Additional noninterest expense
  • $1,538Pre-tax net operating income
  • $85Securities gains (losses)
  • $606Applicable income taxes
  • $221Income before extraordinary items
  • $470Extraordinary gains - net
  • $0Net income attributable to bank
  • $470Net charge-offs
  • $63Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • -$4,598Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.07%Cost of funding earning assets
  • 3.49%Net interest margin
  • 2.58%Noninterest income to earning assets
  • 1.03%Noninterest expense to earning assets
  • 3.85%Net operating income to assets
  • 0.06%Return on assets (ROA)
  • 0.52%Pretax return on assets
  • 0.76%Return on equity (ROE)
  • 7.92%Retained earnings to average equity (YTD only)
  • 7.92%Net charge-offs to loans
  • 0.33%Credit loss provision to net charge-offs
  • -444.44%Efficiency ratio
  • 106,660Assets per employee
  • 2.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.78%Loss allowance to noncurrent loans
  • 531.88%Noncurrent assets plus other real estate owned to assets
  • 0.99%Noncurrent loans to loans
  • 0.52%Net loans and leases to deposits
  • 19.40%Net loans and leases to core deposits
  • 21.05%Equity capital to assets
  • 6.03%Core capital (leverage) ratio
  • 6.82%Tier 1 risk-based capital ratio
  • 20.93%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $91,254Average earning assets
  • $5,933Average equity
  • $81,150Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with United National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents