United New Mexico Bank at Alamogordo in Alamogordo, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 03, 1994

United New Mexico Bank at Alamogordo in Alamogordo, New Mexico (NM)
Show street view No street view available for this location

United New Mexico Bank at Alamogordo - Overview

General
FDIC Certificate #: 11488
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wells Fargo Bank New Mexico, National Association (#2252)
Federal Reserve ID: 707457
Date Established: January 01, 1912
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Interstate: No)
FDIC's unique #: 7343
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 03, 1994
Last Structure Change Process Date: October 19, 1994
Last Data Update: October 19, 1994
Data Source Date: April 05, 2012
Location
Address: 12th And New York Streets, Alamogordo, NM 88310
County: Otero
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Alamogordo, NM (#10460)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $83.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$51Total assets
$81,722Cash and due from depository institutions
$8,358Interest-bearing balances
$200Securities
$40,264Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$28,454Loan loss allowance
$755Trading account assets
$0Bank premises and fixed assets
$2,825Other real estate owned
$81Goodwill and other intangibles
$1,740Life insurance assets
$0All other assets
$0Total liabilities and capital
$81,722Total liabilities
$76,777Total deposits
$73,308Interest-bearing deposits
$59,234Deposits held in domestic offices
73308.00%% insured (estimated)
$87Federal funds purchased & repurchase agreements
$3,183Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$286Total equity capital
$286Total bank equity capital
$4,945Perpetual preferred stock
$0Common stock
$1,250Surplus
$3,880Undivided profits
Memoranda
$-185Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$92Income earned, not collected on loans
$284Earning assets
$68,918Long-term assets (5+ years)
$2,299Average Assets, year-to-date
$81,241Average Assets, quarterly
$80,656Volatile liabilities
$7,958Insider loans
$767FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$2,132Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,945Total risk weighted assets
$35,754Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$5,152Total interest expense
$1,796Net interest income
$3,356Provision for loan and lease losses
$429Total noninterest income
$1,024Fiduciary activities
$0Service charges on deposit accounts
$693Trading account gains & fees
$0Additional noninterest income
$331Total noninterest expense
$3,239Salaries and employee benefits
$1,102Premises and equipment expense
$464Additional noninterest expense
$1,673Pre-tax net operating income
$712Securities gains (losses)
$0Applicable income taxes
$162Income before extraordinary items
$550Extraordinary gains - net
-$5Net income attributable to bank
$545Net charge-offs
$58Cash dividends
$1,045Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.13%Cost of funding earning assets
2.49%Net interest margin
4.64%Noninterest income to earning assets
1.42%Noninterest expense to earning assets
4.48%Net operating income to assets
0.68%Return on assets (ROA)
0.67%Pretax return on assets
0.87%Return on equity (ROE)
10.51%Retained earnings to average equity (YTD only)
-9.64%Net charge-offs to loans
0.20%Credit loss provision to net charge-offs
739.66%Efficiency ratio
73,950Assets per employee
1.60%Cash dividends to net income (YTD only)
Condition Ratios (%)
191.74%Loss allowance to loans
2.58%Loss allowance to noncurrent loans
820.65%Noncurrent assets plus other real estate owned to assets
0.21%Noncurrent loans to loans
0.31%Net loans and leases to deposits
38.81%Net loans and leases to core deposits
41.52%Equity capital to assets
6.05%Core capital (leverage) ratio
6.22%Tier 1 risk-based capital ratio
13.83%Total risk-based capital ratio
Memoranda
$15Average assets
$81,241Average earning assets
$5,185Average equity
$72,250Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with United New Mexico Bank at Alamogordo.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.