United New Mexico Bank at Roswell in Roswell, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 03, 1994

United New Mexico Bank at Roswell in Roswell, New Mexico (NM)
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United New Mexico Bank at Roswell - Overview

General
FDIC Certificate #: 16446
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wells Fargo Bank New Mexico, National Association (#2252)
Federal Reserve ID: 964559
Date Established: June 18, 1946
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
FDIC's unique #: 10614
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: June 18, 1946
Last Structure Change Effective Date: October 03, 1994
Last Structure Change Process Date: October 19, 1994
Last Data Update: October 19, 1994
Data Source Date: April 05, 2012
Location
Address: 400 North Pennsylvania Avenue, Roswell, NM 88201
County: Chaves
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Roswell, NM (#40740)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $180.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$77Total assets
$181,774Cash and due from depository institutions
$12,745Interest-bearing balances
$95Securities
$63,450Federal funds sold & reverse repurchase agreements
$6,000Net loans & leases
$92,087Loan loss allowance
$2,796Trading account assets
$0Bank premises and fixed assets
$2,156Other real estate owned
$233Goodwill and other intangibles
$3,317Life insurance assets
$1,786All other assets
$0Total liabilities and capital
$181,774Total liabilities
$168,602Total deposits
$159,808Interest-bearing deposits
$133,852Deposits held in domestic offices
159808.00%% insured (estimated)
$82Federal funds purchased & repurchase agreements
$7,717Trading liabilities
$0Other borrowed funds
$29Subordinated debt
$0All other liabilities
$1,048Total equity capital
$1,048Total bank equity capital
$13,172Perpetual preferred stock
$0Common stock
$5,300Surplus
$8,507Undivided profits
Memoranda
$-635Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,892Income earned, not collected on loans
$782Earning assets
$161,632Long-term assets (5+ years)
$8,996Average Assets, year-to-date
$180,447Average Assets, quarterly
$179,710Volatile liabilities
$20,677Insider loans
$1,847FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$17,593Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$11,386Total risk weighted assets
$98,485Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$11,619Total interest expense
$3,537Net interest income
$8,082Provision for loan and lease losses
$1,661Total noninterest income
$1,348Fiduciary activities
$0Service charges on deposit accounts
$1,113Trading account gains & fees
$0Additional noninterest income
$235Total noninterest expense
$5,935Salaries and employee benefits
$2,288Premises and equipment expense
$935Additional noninterest expense
$2,712Pre-tax net operating income
$1,834Securities gains (losses)
$0Applicable income taxes
$595Income before extraordinary items
$1,239Extraordinary gains - net
-$66Net income attributable to bank
$1,173Net charge-offs
-$77Cash dividends
$6,457Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.17%Cost of funding earning assets
2.18%Net interest margin
4.99%Noninterest income to earning assets
0.83%Noninterest expense to earning assets
3.66%Net operating income to assets
0.69%Return on assets (ROA)
0.65%Pretax return on assets
0.98%Return on equity (ROE)
7.88%Retained earnings to average equity (YTD only)
-35.52%Net charge-offs to loans
-0.09%Credit loss provision to net charge-offs
-2157.14%Efficiency ratio
61,326Assets per employee
2.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
550.47%Loss allowance to loans
2.95%Loss allowance to noncurrent loans
96.68%Noncurrent assets plus other real estate owned to assets
1.72%Noncurrent loans to loans
3.05%Net loans and leases to deposits
57.62%Net loans and leases to core deposits
62.71%Equity capital to assets
7.25%Core capital (leverage) ratio
6.37%Tier 1 risk-based capital ratio
11.56%Total risk-based capital ratio
Memoranda
$13Average assets
$180,447Average earning assets
$14,877Average equity
$161,987Average loans

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