United Savings and Loan Association, FSA in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 28, 1995

  • United Savings and Loan Association, FSA in Wichita, Kansas (KS)
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United Savings and Loan Association, FSA - Overview

  • General
  • FDIC Certificate #: 28583
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Security Savings Bank, F.S.B. (#30898)
    Federal Reserve ID: 486275
    Date Established: January 01, 1929
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1896
    FDIC's unique #: 41417
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: August 26, 1974
    Last Structure Change Effective Date: March 28, 1995
    Last Structure Change Process Date: April 18, 1995
    Last Data Update: January 31, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 135 North Main St, Wichita, KS 67202
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $7.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $7Total assets
  • $7,155Cash and due from depository institutions
  • $713Interest-bearing balances
  • $710Securities
  • $22Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $6,027Loan loss allowance
  • $0Trading account assets
  • $0Bank premises and fixed assets
  • $179Other real estate owned
  • $0Goodwill and other intangibles
  • $214Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $7,155Total liabilities
  • $5,644Total deposits
  • $5,478Interest-bearing deposits
  • $5,478Deposits held in domestic offices
  • 5478.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $20Subordinated debt
  • $0All other liabilities
  • $146Total equity capital
  • $146Total bank equity capital
  • $1,511Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $0Undivided profits
  • Memoranda
  • $1,261Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $13Income earned, not collected on loans
  • $42Earning assets
  • $6,759Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $7,932Average Assets, quarterly
  • $7,616Volatile liabilities
  • $466Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $179Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,511Total risk weighted assets
  • $1,630Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $696Total interest expense
  • $198Net interest income
  • $498Provision for loan and lease losses
  • $0Total noninterest income
  • $127Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $127Total noninterest expense
  • $551Salaries and employee benefits
  • $457Premises and equipment expense
  • $39Additional noninterest expense
  • $55Pre-tax net operating income
  • $74Securities gains (losses)
  • $112Applicable income taxes
  • $50Income before extraordinary items
  • $136Extraordinary gains - net
  • $0Net income attributable to bank
  • $136Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.32%Cost of funding earning assets
  • 2.65%Net interest margin
  • 6.67%Noninterest income to earning assets
  • 1.70%Noninterest expense to earning assets
  • 7.38%Net operating income to assets
  • 0.68%Return on assets (ROA)
  • 1.71%Pretax return on assets
  • 2.35%Return on equity (ROE)
  • 9.33%Retained earnings to average equity (YTD only)
  • 9.33%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 88,160Assets per employee
  • 1.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 110.02%Net loans and leases to core deposits
  • 119.77%Equity capital to assets
  • 21.12%Core capital (leverage) ratio
  • 21.12%Tier 1 risk-based capital ratio
  • 92.70%Total risk-based capital ratio
  • Memoranda
  • $91Average assets
  • $7,932Average earning assets
  • $1,458Average equity
  • $7,471Average loans

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