Valley Bank in city_name, state_name - Detailed Financial Reports, Location

Valley Bank in Madison, Wisconsin (WI)
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Valley Bank - Overview

General
FDIC Certificate #: 13041
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: M&I Bank of Southern Wisconsin (#13042)
Federal Reserve ID: 727941
Date Established: January 01, 1871
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 20 (Interstate: No)
FDIC's unique #: 8242
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 01, 1994
Last Structure Change Process Date: August 09, 1994
Last Data Update: August 09, 1994
Data Source Date: April 05, 2012
Location
Address: 222 West Washington Avenue, Madison, WI 53703
County: Dane
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Madison
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Madison, WI (#4720)
Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
Core Based Statistical Area (CBSA): Madison, WI (#31540)
CBSA Metro Statistical Area: Madison, WI (#31540)
Financial Summary
Total assets: $877.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$366Total assets
$878,617Cash and due from depository institutions
$46,299Interest-bearing balances
$0Securities
$150,221Federal funds sold & reverse repurchase agreements
$2,298Net loans & leases
$650,513Loan loss allowance
$6,722Trading account assets
$0Bank premises and fixed assets
$14,535Other real estate owned
$0Goodwill and other intangibles
$14,734Life insurance assets
$17All other assets
$0Total liabilities and capital
$878,617Total liabilities
$811,217Total deposits
$778,316Interest-bearing deposits
$637,321Deposits held in domestic offices
778316.00%% insured (estimated)
$76Federal funds purchased & repurchase agreements
$20,487Trading liabilities
$0Other borrowed funds
$1,320Subordinated debt
$0All other liabilities
$11,094Total equity capital
$11,094Total bank equity capital
$67,400Perpetual preferred stock
$0Common stock
$6,286Surplus
$40,898Undivided profits
Memoranda
$20,216Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,767Income earned, not collected on loans
$3,453Earning assets
$803,032Long-term assets (5+ years)
$57,305Average Assets, year-to-date
$848,512Average Assets, quarterly
$859,054Volatile liabilities
$120,786Insider loans
$29,059FHLB advances
$0Loans and leases held for sale
$1,641Unused loan commitments
$196,172Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$67,383Total risk weighted assets
$697,778Total unused commitments
$0Restructured Loans and leases
$55,000Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$61,358Total interest expense
$24,996Net interest income
$36,362Provision for loan and lease losses
$1,579Total noninterest income
$14,575Fiduciary activities
$0Service charges on deposit accounts
$3,862Trading account gains & fees
$1Additional noninterest income
$10,712Total noninterest expense
$32,044Salaries and employee benefits
$12,545Premises and equipment expense
$3,961Additional noninterest expense
$15,538Pre-tax net operating income
$17,314Securities gains (losses)
-$17Applicable income taxes
$6,167Income before extraordinary items
$11,130Extraordinary gains - net
$0Net income attributable to bank
$11,130Net charge-offs
$1,531Cash dividends
$4,719Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.93%Cost of funding earning assets
3.23%Net interest margin
4.70%Noninterest income to earning assets
1.88%Noninterest expense to earning assets
4.14%Net operating income to assets
1.31%Return on assets (ROA)
1.31%Pretax return on assets
2.04%Return on equity (ROE)
17.38%Retained earnings to average equity (YTD only)
10.01%Net charge-offs to loans
0.24%Credit loss provision to net charge-offs
103.14%Efficiency ratio
62,889Assets per employee
2.40%Cash dividends to net income (YTD only)
Condition Ratios (%)
42.40%Loss allowance to loans
1.02%Loss allowance to noncurrent loans
178.44%Noncurrent assets plus other real estate owned to assets
0.43%Noncurrent loans to loans
0.57%Net loans and leases to deposits
83.58%Net loans and leases to core deposits
95.78%Equity capital to assets
7.67%Core capital (leverage) ratio
7.79%Tier 1 risk-based capital ratio
9.66%Total risk-based capital ratio
Memoranda
$11Average assets
$848,512Average earning assets
$64,049Average equity
$773,765Average loans

Valley Bank in Madison, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Valley Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

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Valley Bank in Madison, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

Valley Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Valley Bank in Madison, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches