Valley Bank of Frederick in city_name, state_name - Detailed Financial Reports, Location

Valley Bank of Frederick in Frederick, Colorado (CO)
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Valley Bank of Frederick - Overview

General
FDIC Certificate #: 22095
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Valley Bank & Trust (#25651)
Federal Reserve ID: 372154
Date Established: August 25, 1975
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 15345
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 25, 1975
Last Structure Change Effective Date: Febuary 08, 1993
Last Structure Change Process Date: Febuary 23, 1993
Last Data Update: Febuary 23, 1993
Data Source Date: April 05, 2012
Location
Address: Fifth And Oak Streets, Frederick, CO 80530
County: Weld
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Greeley, CO (#3060)
Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
Core Based Statistical Area (CBSA): Greeley, CO (#24540)
CBSA Metro Statistical Area: Greeley, CO (#24540)
Financial Summary
Total assets: $10.0 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$7Total assets
$10,032Cash and due from depository institutions
$577Interest-bearing balances
$0Securities
$3,185Federal funds sold & reverse repurchase agreements
$295Net loans & leases
$5,439Loan loss allowance
$94Trading account assets
$0Bank premises and fixed assets
$283Other real estate owned
$112Goodwill and other intangibles
$141Life insurance assets
$0All other assets
$0Total liabilities and capital
$10,032Total liabilities
$9,323Total deposits
$9,222Interest-bearing deposits
$7,500Deposits held in domestic offices
9222.00%% insured (estimated)
$100Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$101Total equity capital
$101Total bank equity capital
$709Perpetual preferred stock
$0Common stock
$200Surplus
$350Undivided profits
Memoranda
$159Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$27Income earned, not collected on loans
$36Earning assets
$8,919Long-term assets (5+ years)
$1,591Average Assets, year-to-date
$10,004Average Assets, quarterly
$10,226Volatile liabilities
$100Insider loans
$79FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,324Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$709Total risk weighted assets
$5,786Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$860Total interest expense
$347Net interest income
$513Provision for loan and lease losses
$21Total noninterest income
$144Fiduciary activities
$0Service charges on deposit accounts
$119Trading account gains & fees
$0Additional noninterest income
$25Total noninterest expense
$562Salaries and employee benefits
$220Premises and equipment expense
$52Additional noninterest expense
$290Pre-tax net operating income
$74Securities gains (losses)
$16Applicable income taxes
$31Income before extraordinary items
$59Extraordinary gains - net
$0Net income attributable to bank
$59Net charge-offs
$12Cash dividends
$55Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.55%Cost of funding earning assets
3.85%Net interest margin
5.70%Noninterest income to earning assets
1.60%Noninterest expense to earning assets
6.24%Net operating income to assets
0.48%Return on assets (ROA)
0.59%Pretax return on assets
0.90%Return on equity (ROE)
8.35%Retained earnings to average equity (YTD only)
0.57%Net charge-offs to loans
0.22%Credit loss provision to net charge-offs
175.00%Efficiency ratio
85,540Assets per employee
1.43%Cash dividends to net income (YTD only)
Condition Ratios (%)
93.22%Loss allowance to loans
1.70%Loss allowance to noncurrent loans
348.15%Noncurrent assets plus other real estate owned to assets
1.39%Noncurrent loans to loans
0.49%Net loans and leases to deposits
58.98%Net loans and leases to core deposits
59.63%Equity capital to assets
7.07%Core capital (leverage) ratio
6.82%Tier 1 risk-based capital ratio
12.25%Total risk-based capital ratio
Memoranda
$14Average assets
$10,004Average earning assets
$707Average equity
$9,003Average loans

Valley Bank of Frederick in Frederick, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Valley Bank of Frederick - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Valley Bank of Frederick in Frederick, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

Valley Bank of Frederick - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Valley Bank of Frederick in Frederick, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches