Vectra Bank of Englewood in city_name, state_name - Detailed Financial Reports, Location

Vectra Bank of Englewood in Englewood, Colorado (CO)
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Vectra Bank of Englewood - Overview

General
FDIC Certificate #: 22913
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Vectra Bank (#22656)
Federal Reserve ID: 147754
Date Established: July 30, 1979
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Interstate: No)
OTS Docket #: 9198
FDIC's unique #: 16020
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: July 30, 1979
Last Structure Change Effective Date: December 01, 1993
Last Structure Change Process Date: December 30, 1993
Last Data Update: December 30, 1993
Data Source Date: April 05, 2012
Location
Address: 6050 Broadway, Englewood, CO 80110
County: Arapahoe
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Denver, CO (#2080)
Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
Financial Summary
Total assets: $60.0 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$37Total assets
$52,053Cash and due from depository institutions
$3,649Interest-bearing balances
$11Securities
$11,237Federal funds sold & reverse repurchase agreements
$530Net loans & leases
$30,620Loan loss allowance
$509Trading account assets
$0Bank premises and fixed assets
$3,145Other real estate owned
$1,009Goodwill and other intangibles
$1,863Life insurance assets
$0All other assets
$0Total liabilities and capital
$52,053Total liabilities
$49,316Total deposits
$43,089Interest-bearing deposits
$29,549Deposits held in domestic offices
43089.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$3,113Trading liabilities
$0Other borrowed funds
$2,850Subordinated debt
$0All other liabilities
$264Total equity capital
$264Total bank equity capital
$2,737Perpetual preferred stock
$0Common stock
$3,796Surplus
$496Undivided profits
Memoranda
$-1,555Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$671Income earned, not collected on loans
$208Earning assets
$42,398Long-term assets (5+ years)
$6,393Average Assets, year-to-date
$49,046Average Assets, quarterly
$50,449Volatile liabilities
$9,979Insider loans
$4FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$12,765Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,737Total risk weighted assets
$39,916Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$3,698Total interest expense
$1,278Net interest income
$2,420Provision for loan and lease losses
$319Total noninterest income
$974Fiduciary activities
$0Service charges on deposit accounts
$719Trading account gains & fees
$0Additional noninterest income
$255Total noninterest expense
$3,400Salaries and employee benefits
$1,012Premises and equipment expense
$444Additional noninterest expense
$1,944Pre-tax net operating income
-$325Securities gains (losses)
$70Applicable income taxes
$0Income before extraordinary items
-$255Extraordinary gains - net
$0Net income attributable to bank
-$255Net charge-offs
$247Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.34%Cost of funding earning assets
3.23%Net interest margin
6.11%Noninterest income to earning assets
2.46%Noninterest expense to earning assets
8.59%Net operating income to assets
-0.66%Return on assets (ROA)
-0.52%Pretax return on assets
-0.52%Return on equity (ROE)
-9.41%Retained earnings to average equity (YTD only)
-9.41%Net charge-offs to loans
0.76%Credit loss provision to net charge-offs
129.15%Efficiency ratio
100,177Assets per employee
1.41%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.64%Loss allowance to noncurrent loans
75.86%Noncurrent assets plus other real estate owned to assets
3.23%Noncurrent loans to loans
2.16%Net loans and leases to deposits
71.06%Net loans and leases to core deposits
78.37%Equity capital to assets
5.26%Core capital (leverage) ratio
5.47%Tier 1 risk-based capital ratio
6.86%Total risk-based capital ratio
Memoranda
$8Average assets
$49,046Average earning assets
$2,710Average equity
$39,599Average loans

Vectra Bank of Englewood in Englewood, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Vectra Bank of Englewood - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

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Vectra Bank of Englewood in Englewood, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

Vectra Bank of Englewood - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Vectra Bank of Englewood in Englewood, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches