Wahoo State Bank in city_name, state_name - Detailed Financial Reports, Location

Wahoo State Bank in Wahoo, Nebraska (NE)
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Wahoo State Bank routing number info

Wahoo State Bank - Overview

General
FDIC Certificate #: 1163
Status: Active
Federal Reserve ID: 662350
Bank Holding Company (Regulatory Top Holder): Hohl Financial, Inc. (RSSDID: 2566247, Location: Wahoo, NE)
Date Established: January 02, 1932
WWW: http://www.wahoostatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 12451
FDIC's unique #: 795
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 164 East 5th Street, Wahoo, NE 68066
County: Saunders
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $62.5 mil
Equity capital: $4.7 mil
Deposits held in domestic offices: $52.4 mil
Return on assets (ROA): 0.81% ($0.5 mil)
Quarterly return on assets: 0.67% ($0.4 mil)
Return on Equity (ROE): 11.03% ($0.6 mil)
Quarterly return on equity: 8.96% ($0.4 mil)
Net income: $0.5 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.86% ($537.7 mil)
Quarterly Pretax return on assets: 0.76% ($475.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
16Total employees (full-time equivalent)
$62,525Total assets
$11,348Cash and due from depository institutions
$8,690Interest-bearing balances
$6,915Securities
$0Federal funds sold & reverse repurchase agreements
$39,728Net loans & leases
$481Loan loss allowance
$0Trading account assets
$1,002Bank premises and fixed assets
$436Other real estate owned
$0Goodwill and other intangibles
$62,525Life insurance assets
$3,096All other assets
$57,829Total liabilities and capital
$52,350Total liabilities
$43,591Total deposits
$52,350Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,500Trading liabilities
$0Other borrowed funds
$979Subordinated debt
$4,696All other liabilities
$4,696Total equity capital
$4,696Total bank equity capital
$0Perpetual preferred stock
$480Common stock
$2,825Surplus
$1,391Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$206Income earned, not collected on loans
$0Earning assets
$610Long-term assets (5+ years)
$55,333Average Assets, year-to-date
$27,165Average Assets, quarterly
$61,809Volatile liabilities
$62,542Insider loans
$34,788FHLB advances
$62,627Loans and leases held for sale
$985Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,624Tier 2 risk-based capital
$0Total risk weighted assets
$985Total unused commitments
$6,276Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,690Total interest income
$492Total interest expense
$2,198Net interest income
$70Provision for loan and lease losses
$381Total noninterest income
$0Fiduciary activities
$136Service charges on deposit accounts
$0Trading account gains & fees
$245Additional noninterest income
$1,978Total noninterest expense
$1,044Salaries and employee benefits
$218Premises and equipment expense
$716Additional noninterest expense
$531Pre-tax net operating income
$0Securities gains (losses)
$30Applicable income taxes
$501Income before extraordinary items
$0Extraordinary gains - net
$501Net income attributable to bank
$0Net charge-offs
$501Cash dividends
$203Sale, conversion, retirement of capital stock, net
$216Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.90%Yield on earning assets
0.90%Cost of funding earning assets
4.00%Net interest margin
0.69%Noninterest income to earning assets
3.60%Noninterest expense to earning assets
0.81%Net operating income to assets
0.81%Return on assets (ROA)
0.86%Pretax return on assets
11.03%Return on equity (ROE)
6.28%Retained earnings to average equity (YTD only)
0.50%Net charge-offs to loans
34.48%Credit loss provision to net charge-offs
2.96%Efficiency ratio
76,696Assets per employee
3.91%Cash dividends to net income (YTD only)
Condition Ratios (%)
43.11%Loss allowance to loans
1.20%Loss allowance to noncurrent loans
233.50%Noncurrent assets plus other real estate owned to assets
1.03%Noncurrent loans to loans
0.51%Net loans and leases to deposits
75.89%Net loans and leases to core deposits
75.89%Equity capital to assets
7.51%Core capital (leverage) ratio
7.38%Tier 1 risk-based capital ratio
13.29%Total risk-based capital ratio
Memoranda
$15Average assets
$61,809Average earning assets
$4,542Average equity
$54,951Average loans

List of branches

2 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	795	Wahoo State Bank	164 East 5th Street, Wahoo, NE 68066	January 02, 1932	Full Service Brick and Mortar
1	187971	314 5th Street Branch	314 5th Street, Wahoo, NE 68066	December 27, 1994	Limited Service Facility

Wahoo State Bank in Wahoo, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Wahoo State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Wahoo State Bank in Wahoo, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

Wahoo State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Wahoo State Bank in Wahoo, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches