Wesbanco Bank Barnesville in Barnesville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 17, 1998

Wesbanco Bank Barnesville in Barnesville, Ohio (OH)
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Wesbanco Bank Barnesville - Overview

General
FDIC Certificate #: 6525
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wesbanco Bank, Inc. (#803)
Federal Reserve ID: 113012
Date Established: March 18, 1865
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 6 (Interstate: No)
FDIC's unique #: 4364
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 17, 1998
Last Structure Change Process Date: August 12, 1998
Last Data Update: August 12, 1998
Data Source Date: April 05, 2012
Location
Address: 101 East Main Street, Barnesville, OH 43713
County: Belmont
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Atlanta
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Wheeling, WV-OH (#9000)
Core Based Statistical Area (CBSA): Wheeling, WV-OH (#48540)
CBSA Metro Statistical Area: Wheeling, WV-OH (#48540)
Financial Summary
Total assets: $162.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
66Total employees (full-time equivalent)
$156,328Total assets
$4,382Cash and due from depository institutions
$0Interest-bearing balances
$59,896Securities
$6,405Federal funds sold & reverse repurchase agreements
$81,581Net loans & leases
$1,246Loan loss allowance
$0Trading account assets
$1,925Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,139All other assets
$156,328Total liabilities and capital
$143,789Total liabilities
$135,507Total deposits
$121,446Interest-bearing deposits
$135,507Deposits held in domestic offices
0.00%% insured (estimated)
$4,351Federal funds purchased & repurchase agreements
$0Trading liabilities
$885Other borrowed funds
$0Subordinated debt
$3,046All other liabilities
$12,539Total equity capital
$12,539Total bank equity capital
$12,539Perpetual preferred stock
$0Common stock
$1,000Surplus
$2,000Undivided profits
Memoranda
$9,539Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,116Earning assets
$0Long-term assets (5+ years)
$365Average Assets, year-to-date
$147,882Average Assets, quarterly
$70,128Volatile liabilities
$149,255Insider loans
$155,822FHLB advances
$14,195Loans and leases held for sale
$271Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$7,157Total unused commitments
$0Restructured Loans and leases
$81,005Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$10,489Total interest income
$5,298Total interest expense
$5,191Net interest income
$494Provision for loan and lease losses
$669Total noninterest income
$2Fiduciary activities
$407Service charges on deposit accounts
$0Trading account gains & fees
$260Additional noninterest income
$3,360Total noninterest expense
$1,715Salaries and employee benefits
$374Premises and equipment expense
$1,271Additional noninterest expense
$2,006Pre-tax net operating income
$32Securities gains (losses)
$336Applicable income taxes
$1,702Income before extraordinary items
$0Extraordinary gains - net
$1,702Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$559Sale, conversion, retirement of capital stock, net
$1,500Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.47%Yield on earning assets
3.77%Cost of funding earning assets
3.70%Net interest margin
0.48%Noninterest income to earning assets
2.39%Noninterest expense to earning assets
1.12%Net operating income to assets
1.14%Return on assets (ROA)
1.37%Pretax return on assets
13.57%Return on equity (ROE)
1.61%Retained earnings to average equity (YTD only)
0.67%Net charge-offs to loans
88.37%Credit loss provision to net charge-offs
4.47%Efficiency ratio
57,338Assets per employee
2.37%Cash dividends to net income (YTD only)
Condition Ratios (%)
88.13%Loss allowance to loans
1.50%Loss allowance to noncurrent loans
111.65%Noncurrent assets plus other real estate owned to assets
0.71%Noncurrent loans to loans
1.35%Net loans and leases to deposits
60.20%Net loans and leases to core deposits
64.47%Equity capital to assets
8.02%Core capital (leverage) ratio
7.77%Tier 1 risk-based capital ratio
14.98%Total risk-based capital ratio
Memoranda
$16Average assets
$149,255Average earning assets
$12,546Average equity
$140,442Average loans

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