Wesbanco Bank Charleston in city_name, state_name - Detailed Financial Reports, Location

Wesbanco Bank Charleston in Charleston, West Virginia (WV)
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Wesbanco Bank Charleston - Overview

General
FDIC Certificate #: 21887
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Wesbanco Bank, Inc. (#803)
Federal Reserve ID: 766427
Date Established: January 03, 1975
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Interstate: No)
FDIC's unique #: 15166
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 03, 1975
Last Structure Change Effective Date: January 15, 2000
Last Structure Change Process Date: March 29, 2000
Last Data Update: March 29, 2000
Data Source Date: April 05, 2012
Location
Address: 852 Oakwood Road, Charleston, WV 25314
County: Kanawha
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Scott Depot
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Charleston, WV (#1480)
Core Based Statistical Area (CBSA): Charleston, WV (#16620)
CBSA Metro Statistical Area: Charleston, WV (#16620)
Financial Summary
Total assets: $145.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
69Total employees (full-time equivalent)
$145,238Total assets
$4,619Cash and due from depository institutions
$0Interest-bearing balances
$39,203Securities
$4,865Federal funds sold & reverse repurchase agreements
$83,344Net loans & leases
$1,110Loan loss allowance
$0Trading account assets
$5,757Bank premises and fixed assets
$463Other real estate owned
$5,415Goodwill and other intangibles
$0Life insurance assets
$1,572All other assets
$145,238Total liabilities and capital
$120,899Total liabilities
$118,314Total deposits
$102,300Interest-bearing deposits
$118,314Deposits held in domestic offices
0.00%% insured (estimated)
$1,376Federal funds purchased & repurchase agreements
$0Trading liabilities
$465Other borrowed funds
$0Subordinated debt
$744All other liabilities
$24,339Total equity capital
$24,339Total bank equity capital
$24,339Perpetual preferred stock
$0Common stock
$1,125Surplus
$13,762Undivided profits
Memoranda
$9,452Noncurrent loans and leases
$10,630Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$13Earning assets
$0Long-term assets (5+ years)
$440Average Assets, year-to-date
$127,412Average Assets, quarterly
$57,581Volatile liabilities
$144,795Insider loans
$144,593FHLB advances
$14,743Loans and leases held for sale
$3,954Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$10,630Total unused commitments
$0Restructured Loans and leases
$1,029Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$9,390Total interest income
$3,961Total interest expense
$5,429Net interest income
$177Provision for loan and lease losses
$598Total noninterest income
$0Fiduciary activities
$512Service charges on deposit accounts
$0Trading account gains & fees
$86Additional noninterest income
$4,560Total noninterest expense
$2,130Salaries and employee benefits
$477Premises and equipment expense
$1,953Additional noninterest expense
$1,290Pre-tax net operating income
$3Securities gains (losses)
$404Applicable income taxes
$889Income before extraordinary items
$0Extraordinary gains - net
$889Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$155Sale, conversion, retirement of capital stock, net
$900Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.30%Yield on earning assets
3.08%Cost of funding earning assets
4.22%Net interest margin
0.46%Noninterest income to earning assets
3.54%Noninterest expense to earning assets
0.61%Net operating income to assets
0.61%Return on assets (ROA)
0.89%Pretax return on assets
3.58%Return on equity (ROE)
-0.04%Retained earnings to average equity (YTD only)
0.19%Net charge-offs to loans
114.19%Credit loss provision to net charge-offs
9.46%Efficiency ratio
68,475Assets per employee
2.10%Cash dividends to net income (YTD only)
Condition Ratios (%)
101.24%Loss allowance to loans
1.31%Loss allowance to noncurrent loans
8538.46%Noncurrent assets plus other real estate owned to assets
0.33%Noncurrent loans to loans
0.02%Net loans and leases to deposits
70.44%Net loans and leases to core deposits
79.20%Equity capital to assets
16.76%Core capital (leverage) ratio
13.91%Tier 1 risk-based capital ratio
23.57%Total risk-based capital ratio
Memoranda
$25Average assets
$144,795Average earning assets
$24,839Average equity
$128,693Average loans

Wesbanco Bank Charleston in Charleston, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches

Wesbanco Bank Charleston - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

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Wesbanco Bank Charleston in Charleston, West Virginia (WV)Overview, Financial Summary, Detailed Financial Reports, Branches

Wesbanco Bank Charleston - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Wesbanco Bank Charleston in Charleston, West Virginia (WV)
Overview, Financial Summary, Detailed Financial Reports, Branches