West One Bank, Oregon, S.B. in Hillsboro, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 14, 1996

  • West One Bank, Oregon, S.B. in Hillsboro, Oregon (OR)
  • Show street view No street view available for this location

West One Bank, Oregon, S.B. - Overview

  • General
  • FDIC Certificate #: 28021
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: U.S. Savings Bank of Washington (#19634)
    Federal Reserve ID: 732673
    Date Established: January 01, 1925
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 12 (Interstate: No)
    OTS Docket #: 755
    FDIC's unique #: 40855
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 28, 1940
    Last Structure Change Effective Date: June 14, 1996
    Last Structure Change Process Date: July 23, 1996
    Last Data Update: July 23, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 314 East Main Street, Hillsboro, OR 97123
    County: Washington
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
    Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
    Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
    CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
  • History of Changes
  • Merger - Without Assistance
    Office Sold
    Corrections
  • Financial Summary
  • Total assets: $706.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $215Total assets
  • $716,796Cash and due from depository institutions
  • $16,429Interest-bearing balances
  • $38Securities
  • $148,084Federal funds sold & reverse repurchase agreements
  • $56,450Net loans & leases
  • $469,317Loan loss allowance
  • $9,047Trading account assets
  • $0Bank premises and fixed assets
  • $7,138Other real estate owned
  • $0Goodwill and other intangibles
  • $16,324Life insurance assets
  • $3,054All other assets
  • $0Total liabilities and capital
  • $716,796Total liabilities
  • $673,298Total deposits
  • $550,114Interest-bearing deposits
  • $501,117Deposits held in domestic offices
  • 550114.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $30,061Trading liabilities
  • $0Other borrowed funds
  • $88,851Subordinated debt
  • $0All other liabilities
  • $4,272Total equity capital
  • $4,272Total bank equity capital
  • $43,498Perpetual preferred stock
  • $0Common stock
  • $1,618Surplus
  • $15,564Undivided profits
  • Memoranda
  • $26,316Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $323Income earned, not collected on loans
  • $3,052Earning assets
  • $673,889Long-term assets (5+ years)
  • $175,095Average Assets, year-to-date
  • $682,762Average Assets, quarterly
  • $723,864Volatile liabilities
  • $96,905Insider loans
  • $1,928FHLB advances
  • $0Loans and leases held for sale
  • $29,212Unused loan commitments
  • $108,615Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $40,241Total risk weighted assets
  • $444,899Total unused commitments
  • $0Restructured Loans and leases
  • $15,000Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $54,322Total interest expense
  • $28,415Net interest income
  • $25,907Provision for loan and lease losses
  • $6,100Total noninterest income
  • $5,871Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,877Trading account gains & fees
  • $0Additional noninterest income
  • $3,994Total noninterest expense
  • $21,743Salaries and employee benefits
  • $6,630Premises and equipment expense
  • $2,282Additional noninterest expense
  • $12,831Pre-tax net operating income
  • $3,935Securities gains (losses)
  • -$9Applicable income taxes
  • $3,742Income before extraordinary items
  • $184Extraordinary gains - net
  • $0Net income attributable to bank
  • $184Net charge-offs
  • $173Cash dividends
  • $2,150Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.45%Cost of funding earning assets
  • 4.42%Net interest margin
  • 4.03%Noninterest income to earning assets
  • 0.91%Noninterest expense to earning assets
  • 3.38%Net operating income to assets
  • 0.03%Return on assets (ROA)
  • 0.03%Pretax return on assets
  • 0.58%Return on equity (ROE)
  • 0.42%Retained earnings to average equity (YTD only)
  • -4.50%Net charge-offs to loans
  • 0.04%Credit loss provision to net charge-offs
  • 3526.01%Efficiency ratio
  • 67,871Assets per employee
  • 3.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 1168.48%Loss allowance to loans
  • 1.89%Loss allowance to noncurrent loans
  • 2800.93%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 85.31%Net loans and leases to core deposits
  • 91.27%Equity capital to assets
  • 6.07%Core capital (leverage) ratio
  • 5.75%Tier 1 risk-based capital ratio
  • 9.04%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $682,762Average earning assets
  • $43,670Average equity
  • $642,890Average loans

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