FDIC Certificate #: 19203 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:FirstBank Southwest (#3387) Federal Reserve ID: 484459 Date Established: August 14, 1964 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 13022 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: August 14, 1964 Last Structure Change Effective Date: January 06, 2006 Last Structure Change Process Date: Febuary 22, 2006 Last Data Update: Febuary 22, 2006 Data Source Date: April 05, 2012
Location
Address: 4241 West 45th Street, Amarillo, TX 79109 County: Potter Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Lubbock Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Amarillo, TX (#320) Core Based Statistical Area (CBSA): Amarillo, TX (#11100) CBSA Metro Statistical Area: Amarillo, TX (#11100)
Financial Summary
Total assets: $34.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
15Total employees (full-time equivalent)
$34,349Total assets
$808Cash and due from depository institutions
$0Interest-bearing balances
$15,342Securities
$7,777Federal funds sold & reverse repurchase agreements
$9,433Net loans & leases
$186Loan loss allowance
$0Trading account assets
$214Bank premises and fixed assets
$22Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$753All other assets
$34,349Total liabilities and capital
$30,591Total liabilities
$30,203Total deposits
$23,685Interest-bearing deposits
$30,203Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$388All other liabilities
$3,758Total equity capital
$3,758Total bank equity capital
$3,758Perpetual preferred stock
$0Common stock
$960Surplus
$960Undivided profits
Memoranda
$1,838Noncurrent loans and leases
$1,046Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$60Earning assets
$0Long-term assets (5+ years)
$261Average Assets, year-to-date
$32,552Average Assets, quarterly
$1,207Volatile liabilities
$34,203Insider loans
$34,256FHLB advances
$1,402Loans and leases held for sale
$261Unused loan commitments
$0Tier 1 (core) risk-based capital
$57Tier 2 risk-based capital
$0Total risk weighted assets
$1,046Total unused commitments
$0Restructured Loans and leases
$186Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$1,832Total interest income
$363Total interest expense
$1,469Net interest income
$0Provision for loan and lease losses
$189Total noninterest income
$0Fiduciary activities
$151Service charges on deposit accounts
$0Trading account gains & fees
$38Additional noninterest income
$1,532Total noninterest expense
$794Salaries and employee benefits
$107Premises and equipment expense
$631Additional noninterest expense
$126Pre-tax net operating income
$0Securities gains (losses)
-$45Applicable income taxes
$171Income before extraordinary items
$0Extraordinary gains - net
$171Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$35Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.66%Yield on earning assets
1.12%Cost of funding earning assets
4.54%Net interest margin
0.58%Noninterest income to earning assets
4.74%Noninterest expense to earning assets
0.50%Net operating income to assets
0.50%Return on assets (ROA)
0.37%Pretax return on assets
4.59%Return on equity (ROE)
4.59%Retained earnings to average equity (YTD only)
0.33%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
3.60%Efficiency ratio
92,400Assets per employee
2.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.93%Loss allowance to noncurrent loans
310.00%Noncurrent assets plus other real estate owned to assets
0.24%Noncurrent loans to loans
0.62%Net loans and leases to deposits
31.23%Net loans and leases to core deposits
32.75%Equity capital to assets
10.94%Core capital (leverage) ratio
11.04%Tier 1 risk-based capital ratio
25.93%Total risk-based capital ratio
Memoranda
$27Average assets
$34,203Average earning assets
$3,723Average equity
$32,350Average loans
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