Western National Bank in Lenexa, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 30, 2007

  • Western National Bank in Lenexa, Kansas (KS)
  • Show street view No street view available for this location

Western National Bank - Overview

  • General
  • FDIC Certificate #: 34080
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Blue Valley (#32722)
    Federal Reserve ID: 2340193
    Date Established: October 30, 1995
    WWW: http://www.wnbexpressbank.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 16004
    FDIC's unique #: 56217
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: October 30, 1995
    Last Structure Change Effective Date: March 30, 2007
    Last Structure Change Process Date: April 12, 2007
    Last Data Update: April 12, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 9500 Lackman Road, Lenexa, KS 66219
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $39.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $39,119Total assets
  • $1,911Cash and due from depository institutions
  • $47Interest-bearing balances
  • $1,595Securities
  • $2,557Federal funds sold & reverse repurchase agreements
  • $29,584Net loans & leases
  • $528Loan loss allowance
  • $0Trading account assets
  • $1,537Bank premises and fixed assets
  • $18Other real estate owned
  • $300Goodwill and other intangibles
  • $612Life insurance assets
  • $1,617All other assets
  • $39,119Total liabilities and capital
  • $33,288Total liabilities
  • $32,077Total deposits
  • $27,769Interest-bearing deposits
  • $32,077Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $842Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $369All other liabilities
  • $5,831Total equity capital
  • $5,831Total bank equity capital
  • $5,831Perpetual preferred stock
  • $0Common stock
  • $1,550Surplus
  • $8,338Undivided profits
  • Memoranda
  • $-4,057Noncurrent loans and leases
  • $4,653Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $10Earning assets
  • $0Long-term assets (5+ years)
  • $183Average Assets, year-to-date
  • $33,783Average Assets, quarterly
  • $1,062Volatile liabilities
  • $36,767Insider loans
  • $38,218FHLB advances
  • $2,506Loans and leases held for sale
  • $1,275Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,653Total unused commitments
  • $0Restructured Loans and leases
  • $412Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $2,527Total interest income
  • $1,076Total interest expense
  • $1,451Net interest income
  • $0Provision for loan and lease losses
  • $119Total noninterest income
  • $0Fiduciary activities
  • $43Service charges on deposit accounts
  • $0Trading account gains & fees
  • $76Additional noninterest income
  • $1,503Total noninterest expense
  • $866Salaries and employee benefits
  • $206Premises and equipment expense
  • $431Additional noninterest expense
  • $67Pre-tax net operating income
  • $0Securities gains (losses)
  • $11Applicable income taxes
  • $56Income before extraordinary items
  • $0Extraordinary gains - net
  • $56Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $15Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.89%Yield on earning assets
  • 3.36%Cost of funding earning assets
  • 4.53%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 4.69%Noninterest expense to earning assets
  • 0.15%Net operating income to assets
  • 0.15%Return on assets (ROA)
  • 0.18%Pretax return on assets
  • 0.97%Return on equity (ROE)
  • 0.97%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 4.47%Efficiency ratio
  • 95,732Assets per employee
  • 3.26%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.75%Loss allowance to noncurrent loans
  • 5280.00%Noncurrent assets plus other real estate owned to assets
  • 0.07%Noncurrent loans to loans
  • 0.03%Net loans and leases to deposits
  • 92.23%Net loans and leases to core deposits
  • 97.27%Equity capital to assets
  • 14.91%Core capital (leverage) ratio
  • 14.10%Tier 1 risk-based capital ratio
  • 16.83%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $36,767Average earning assets
  • $5,771Average equity
  • $32,048Average loans

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