Williamsburg Building and Loan Company in Williamsburg, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 29, 1993

  • Williamsburg Building and Loan Company in Williamsburg, Ohio (OH)
  • Show street view No street view available for this location

Williamsburg Building and Loan Company - Overview

  • General
  • FDIC Certificate #: 32289
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The National Bank and Trust Company (#6731)
    Federal Reserve ID: 368773
    Date Established: December 16, 1907
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8098
    FDIC's unique #: 45123
    Numeric code: 36
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 25, 1985
    Last Structure Change Effective Date: December 29, 1993
    Last Structure Change Process Date: Febuary 08, 1994
    Last Data Update: Febuary 08, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 244 West Main Street, Williamsburg, OH 45176
    County: Clermont
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
    Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
    Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
    Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
    CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
  • Financial Summary
  • Total assets: $18.5 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $4Total assets
  • $18,491Cash and due from depository institutions
  • $5,544Interest-bearing balances
  • $5,482Securities
  • $32Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $12,468Loan loss allowance
  • $19Trading account assets
  • $0Bank premises and fixed assets
  • $181Other real estate owned
  • $0Goodwill and other intangibles
  • $266Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $18,491Total liabilities
  • $15,598Total deposits
  • $15,531Interest-bearing deposits
  • $15,531Deposits held in domestic offices
  • 15531.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $67Total equity capital
  • $67Total bank equity capital
  • $2,893Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $2,893Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $10Income earned, not collected on loans
  • $70Earning assets
  • $17,982Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $18,612Average Assets, quarterly
  • $18,511Volatile liabilities
  • $883Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $211Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,893Total risk weighted assets
  • $8,026Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,520Total interest expense
  • $801Net interest income
  • $719Provision for loan and lease losses
  • $0Total noninterest income
  • $17Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $17Total noninterest expense
  • $362Salaries and employee benefits
  • $188Premises and equipment expense
  • $51Additional noninterest expense
  • $123Pre-tax net operating income
  • $374Securities gains (losses)
  • $0Applicable income taxes
  • $122Income before extraordinary items
  • $252Extraordinary gains - net
  • $0Net income attributable to bank
  • $252Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.41%Cost of funding earning assets
  • 4.43%Net interest margin
  • 3.98%Noninterest income to earning assets
  • 0.09%Noninterest expense to earning assets
  • 2.00%Net operating income to assets
  • 1.35%Return on assets (ROA)
  • 1.35%Pretax return on assets
  • 2.01%Return on equity (ROE)
  • 9.06%Retained earnings to average equity (YTD only)
  • 9.06%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 49,185Assets per employee
  • 4.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.15%Loss allowance to noncurrent loans
  • 190.00%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 80.28%Net loans and leases to core deposits
  • 85.12%Equity capital to assets
  • 15.65%Core capital (leverage) ratio
  • 15.65%Tier 1 risk-based capital ratio
  • 36.05%Total risk-based capital ratio
  • Memoranda
  • $36Average assets
  • $18,612Average earning assets
  • $2,781Average equity
  • $18,076Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Williamsburg Building and Loan Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents