York State Bank in Elmhurst, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 27, 1995

  • York State Bank in Elmhurst, Illinois (IL)
  • Show street view No street view available for this location

York State Bank - Overview

  • General
  • FDIC Certificate #: 9270
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank Illinois (#14280)
    Federal Reserve ID: 967934
    Date Established: January 01, 1927
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 10260
    FDIC's unique #: 5929
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 02, 1934
    Last Structure Change Effective Date: September 27, 1995
    Last Structure Change Process Date: October 27, 1995
    Last Data Update: October 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 536 South York Street, Elmhurst, IL 60126
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $141.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $48Total assets
  • $156,022Cash and due from depository institutions
  • $12,240Interest-bearing balances
  • $0Securities
  • $35,137Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $98,124Loan loss allowance
  • $1,195Trading account assets
  • $0Bank premises and fixed assets
  • $3,409Other real estate owned
  • $0Goodwill and other intangibles
  • $1,031Life insurance assets
  • $6,081All other assets
  • $0Total liabilities and capital
  • $156,022Total liabilities
  • $136,627Total deposits
  • $131,022Interest-bearing deposits
  • $102,011Deposits held in domestic offices
  • 131022.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $2,453Trading liabilities
  • $0Other borrowed funds
  • $2,435Subordinated debt
  • $0All other liabilities
  • $717Total equity capital
  • $717Total bank equity capital
  • $19,395Perpetual preferred stock
  • $0Common stock
  • $735Surplus
  • $18,685Undivided profits
  • Memoranda
  • $-25Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,172Income earned, not collected on loans
  • $533Earning assets
  • $133,261Long-term assets (5+ years)
  • $21,713Average Assets, year-to-date
  • $154,246Average Assets, quarterly
  • $153,788Volatile liabilities
  • $16,094Insider loans
  • $3,319FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $30,645Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $13,318Total risk weighted assets
  • $112,890Total unused commitments
  • $0Restructured Loans and leases
  • $1,150Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,025Total interest expense
  • $3,228Net interest income
  • $6,797Provision for loan and lease losses
  • $580Total noninterest income
  • $818Fiduciary activities
  • $0Service charges on deposit accounts
  • $518Trading account gains & fees
  • $0Additional noninterest income
  • $300Total noninterest expense
  • $4,239Salaries and employee benefits
  • $1,701Premises and equipment expense
  • $694Additional noninterest expense
  • $1,844Pre-tax net operating income
  • $2,796Securities gains (losses)
  • $130Applicable income taxes
  • $1,130Income before extraordinary items
  • $1,796Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,796Net charge-offs
  • $356Cash dividends
  • $2,014Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.39%Cost of funding earning assets
  • 2.38%Net interest margin
  • 5.01%Noninterest income to earning assets
  • 0.60%Noninterest expense to earning assets
  • 3.12%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 1.90%Return on equity (ROE)
  • 9.17%Retained earnings to average equity (YTD only)
  • -1.11%Net charge-offs to loans
  • 0.37%Credit loss provision to net charge-offs
  • 162.92%Efficiency ratio
  • 47,840Assets per employee
  • 3.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 112.14%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 55.02%Noncurrent assets plus other real estate owned to assets
  • 1.39%Noncurrent loans to loans
  • 2.19%Net loans and leases to deposits
  • 74.89%Net loans and leases to core deposits
  • 81.90%Equity capital to assets
  • 12.43%Core capital (leverage) ratio
  • 9.10%Tier 1 risk-based capital ratio
  • 11.80%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $154,246Average earning assets
  • $19,584Average equity
  • $135,721Average loans

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