Yorktown Community Bank in Yorktown, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 15, 1994

Yorktown Community Bank in Yorktown, Texas (TX)
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Yorktown Community Bank - Overview

General
FDIC Certificate #: 19366
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The First National Bank of Beeville (#3095)
Federal Reserve ID: 217769
Date Established: Febuary 01, 1965
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 13174
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: Febuary 01, 1965
Last Structure Change Effective Date: October 15, 1994
Last Structure Change Process Date: November 01, 1994
Last Data Update: November 01, 1994
Data Source Date: April 05, 2012
Location
Address: 142 North Riedel Street, Yorktown, TX 78164
County: De Witt
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $19.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$15Total assets
$19,527Cash and due from depository institutions
$1,035Interest-bearing balances
$0Securities
$9,276Federal funds sold & reverse repurchase agreements
$3,300Net loans & leases
$5,216Loan loss allowance
$265Trading account assets
$0Bank premises and fixed assets
$248Other real estate owned
$118Goodwill and other intangibles
$334Life insurance assets
$0All other assets
$0Total liabilities and capital
$19,527Total liabilities
$17,991Total deposits
$17,946Interest-bearing deposits
$15,321Deposits held in domestic offices
17946.00%% insured (estimated)
$99Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$45Total equity capital
$45Total bank equity capital
$1,536Perpetual preferred stock
$0Common stock
$400Surplus
$400Undivided profits
Memoranda
$736Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$208Income earned, not collected on loans
$59Earning assets
$17,792Long-term assets (5+ years)
$2,906Average Assets, year-to-date
$19,430Average Assets, quarterly
$19,501Volatile liabilities
$300Insider loans
$25FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$550Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,536Total risk weighted assets
$6,566Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,228Total interest expense
$425Net interest income
$803Provision for loan and lease losses
$0Total noninterest income
$140Fiduciary activities
$0Service charges on deposit accounts
$111Trading account gains & fees
$0Additional noninterest income
$29Total noninterest expense
$720Salaries and employee benefits
$334Premises and equipment expense
$88Additional noninterest expense
$298Pre-tax net operating income
$223Securities gains (losses)
$0Applicable income taxes
$0Income before extraordinary items
$223Extraordinary gains - net
$119Net income attributable to bank
$342Net charge-offs
$56Cash dividends
$40Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.91%Cost of funding earning assets
2.39%Net interest margin
4.52%Noninterest income to earning assets
0.79%Noninterest expense to earning assets
4.05%Net operating income to assets
1.15%Return on assets (ROA)
1.76%Pretax return on assets
1.76%Return on equity (ROE)
23.98%Retained earnings to average equity (YTD only)
21.17%Net charge-offs to loans
0.98%Credit loss provision to net charge-offs
0.00%Efficiency ratio
76,352Assets per employee
1.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
11.70%Loss allowance to loans
4.83%Loss allowance to noncurrent loans
127.40%Noncurrent assets plus other real estate owned to assets
1.67%Noncurrent loans to loans
3.79%Net loans and leases to deposits
29.06%Net loans and leases to core deposits
29.56%Equity capital to assets
7.87%Core capital (leverage) ratio
7.79%Tier 1 risk-based capital ratio
23.39%Total risk-based capital ratio
Memoranda
$25Average assets
$19,430Average earning assets
$1,426Average equity
$17,777Average loans

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