FDIC Certificate #: 29376 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Allegiant Bank (#1078) Federal Reserve ID: 168179 Date Established: January 01, 1934 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 3357 FDIC's unique #: 42210 Numeric code: 37 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: April 10, 1935 Last Structure Change Effective Date: September 17, 1998 Last Structure Change Process Date: October 05, 1998 Last Data Update: October 05, 1998 Data Source Date: April 05, 2012
Location
Address: 8930 Gravois Ave, St. Louis, MO 63123 County: St. Louis Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: St. Louis Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040) Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476) Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180) CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
Financial Summary
Total assets: $39.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
7Total employees (full-time equivalent)
$38,303Total assets
$2,010Cash and due from depository institutions
$1,664Interest-bearing balances
$4,635Securities
$1,520Federal funds sold & reverse repurchase agreements
$24,451Net loans & leases
$409Loan loss allowance
$0Trading account assets
$844Bank premises and fixed assets
$0Other real estate owned
$4,175Goodwill and other intangibles
$0Life insurance assets
$668All other assets
$38,303Total liabilities and capital
$30,731Total liabilities
$30,672Total deposits
$30,672Interest-bearing deposits
$30,672Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$59All other liabilities
$7,572Total equity capital
$7,572Total bank equity capital
$7,572Perpetual preferred stock
$0Common stock
$0Surplus
$6,758Undivided profits
Memoranda
$814Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$62Earning assets
$0Long-term assets (5+ years)
$169Average Assets, year-to-date
$32,270Average Assets, quarterly
$0Volatile liabilities
$31,619Insider loans
$34,103FHLB advances
$1,281Loans and leases held for sale
$500Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$707Total unused commitments
$0Restructured Loans and leases
$17,687Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$769Total interest income
$413Total interest expense
$356Net interest income
$0Provision for loan and lease losses
$22Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$22Additional noninterest income
$267Total noninterest expense
$80Salaries and employee benefits
$52Premises and equipment expense
$135Additional noninterest expense
$111Pre-tax net operating income
$25Securities gains (losses)
$51Applicable income taxes
$85Income before extraordinary items
$0Extraordinary gains - net
$85Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$2Sale, conversion, retirement of capital stock, net
$2,000Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
2.70%Yield on earning assets
1.45%Cost of funding earning assets
1.25%Net interest margin
0.08%Noninterest income to earning assets
0.94%Noninterest expense to earning assets
0.22%Net operating income to assets
0.27%Return on assets (ROA)
0.43%Pretax return on assets
1.36%Return on equity (ROE)
-30.60%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
48,148Assets per employee
5.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
2352.94%Loss allowance to loans
1.65%Loss allowance to noncurrent loans
659.68%Noncurrent assets plus other real estate owned to assets
0.16%Noncurrent loans to loans
0.25%Net loans and leases to deposits
79.72%Net loans and leases to core deposits
83.19%Equity capital to assets
19.77%Core capital (leverage) ratio
9.75%Tier 1 risk-based capital ratio
18.77%Total risk-based capital ratio
Memoranda
$20Average assets
$31,619Average earning assets
$6,258Average equity
$28,488Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Allegiant Bank, FSB.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: