Allied Bank in Mulberry, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


Allied Bank - Overview

  • General
  • FDIC Certificate #: 91
    Status: Active
    Federal Reserve ID: 28349
    Bank Holding Company (Regulatory Top Holder): Acme Holding Company Inc. Employee Stock Ownership Plan (RSSDID: 2576424, Location: Mulberry, AR)
    Date Established: March 04, 1902
    WWW: http://www.justbankit.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 10 (Domestic: 10, Interstate: No)
    FDIC's unique #: 71
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 311 Main Street, Mulberry, AR 72947
    County: Crawford
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fort Smith, AR-OK (#2720)
    Core Based Statistical Area (CBSA): Fort Smith, AR-OK (#22900)
    CBSA Metro Statistical Area: Fort Smith, AR-OK (#22900)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $174.5 mil
    Equity capital: $16.5 mil
    Deposits held in domestic offices: $144.9 mil
    Return on assets (ROA): -0.90% (-$1.6 mil)
    Quarterly return on assets: 0.16% ($0.3 mil)
    Return on Equity (ROE): -9.20% (-$1.5 mil)
    Quarterly return on equity: 1.68% ($0.3 mil)
    Net income: -$1.6 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: -0.90% (-$1,570.9 mil)
    Quarterly Pretax return on assets: 0.16% ($279.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 60Total employees (full-time equivalent)
  • $174,541Total assets
  • $3,619Cash and due from depository institutions
  • $285Interest-bearing balances
  • $4,754Securities
  • $2,055Federal funds sold & reverse repurchase agreements
  • $148,649Net loans & leases
  • $2,920Loan loss allowance
  • $0Trading account assets
  • $6,148Bank premises and fixed assets
  • $3,596Other real estate owned
  • $2,933Goodwill and other intangibles
  • $174,541Life insurance assets
  • $2,787All other assets
  • $158,085Total liabilities and capital
  • $144,941Total liabilities
  • $126,109Total deposits
  • $144,941Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $13,000Trading liabilities
  • $0Other borrowed funds
  • $144Subordinated debt
  • $16,456All other liabilities
  • $16,456Total equity capital
  • $16,456Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $7,875Surplus
  • $8,481Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $6,984Income earned, not collected on loans
  • $0Earning assets
  • $766Long-term assets (5+ years)
  • $155,743Average Assets, year-to-date
  • $1,662Average Assets, quarterly
  • $180,718Volatile liabilities
  • $176,967Insider loans
  • $141,448FHLB advances
  • $176,456Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $13,523Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $12,119Restructured Loans and leases
  • $1,891Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,206Total interest income
  • $2,052Total interest expense
  • $7,154Net interest income
  • $1,400Provision for loan and lease losses
  • $563Total noninterest income
  • $0Fiduciary activities
  • $365Service charges on deposit accounts
  • $0Trading account gains & fees
  • $198Additional noninterest income
  • $6,808Total noninterest expense
  • $3,226Salaries and employee benefits
  • $875Premises and equipment expense
  • $2,707Additional noninterest expense
  • -$491Pre-tax net operating income
  • -$1,128Securities gains (losses)
  • $0Applicable income taxes
  • -$1,619Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,619Net income attributable to bank
  • $0Net charge-offs
  • -$1,619Cash dividends
  • $712Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.66%Yield on earning assets
  • 1.26%Cost of funding earning assets
  • 4.40%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 4.19%Noninterest expense to earning assets
  • -0.27%Net operating income to assets
  • -0.90%Return on assets (ROA)
  • -0.90%Pretax return on assets
  • -9.20%Return on equity (ROE)
  • -9.20%Retained earnings to average equity (YTD only)
  • 0.45%Net charge-offs to loans
  • 196.63%Credit loss provision to net charge-offs
  • 1.28%Efficiency ratio
  • 88,221Assets per employee
  • 2.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.93%Loss allowance to noncurrent loans
  • 41.81%Noncurrent assets plus other real estate owned to assets
  • 6.59%Noncurrent loans to loans
  • 4.61%Net loans and leases to deposits
  • 102.56%Net loans and leases to core deposits
  • 116.26%Equity capital to assets
  • 9.43%Core capital (leverage) ratio
  • 7.66%Tier 1 risk-based capital ratio
  • 9.56%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $180,718Average earning assets
  • $17,604Average equity
  • $162,590Average loans

List of branches

  • 10 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    071Allied Bank311 Main Street, Mulberry, AR 72947March 04, 1902Full Service Brick and Mortar
    1181023Motor Branch5th And Main Streets, Mulberry, AR 72947March 31, 1998Limited Service Facility
    2181024West Capitol Avenue Branch1022 West Capitol Avenue, Little Rock, AR 72201March 08, 1999Full Service Brick and Mortar
    3362033Justbankit.ComP.O. Box A, Little Rock, AR 72201October 01, 2000Full Service Cyber
    49930Mansfield Branch101 S Seba Scott Ave, Mansfield, AR 72944January 01, 1901Full Service Brick and Mortar
    5418685North 2nd Street Branch111 North 2nd Street, Ozark, AR 72949August 20, 2002Full Service Brick and Mortar
    6440492115 Highway 71 North Branch115 Highway 71 North, Alma, AR 72921May 04, 2005Full Service Brick and Mortar
    7450861Pointer Trail Branch112 Pointer Trail West, Van Buren, AR 72956March 20, 2006Full Service Brick and Mortar
    8489483Kavanaugh Branch5701 Kavanaugh Boulevard, Little Rock, AR 72207March 09, 2009Full Service Retail
    9517571Allied Bank Branch4900 Kavanaugh Blvd., Little Rock, AR 72201Febuary 28, 2011Full Service Brick and Mortar

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