The First National Bank at Paris in city_name, state_name - Detailed Financial Reports, Location

The First National Bank at Paris in Paris, Arkansas (AR)
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The First National Bank at Paris routing number info

The First National Bank at Paris - Overview

General
FDIC Certificate #: 14534
Status: Active
Federal Reserve ID: 45047
Bank Holding Company (Regulatory Top Holder): Union Bankshares, Inc. (RSSDID: 1099805, Location: Mena, AR)
Date Established: September 01, 1891
WWW: http://www.firstparis.net
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 9084
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: June 29, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: Main And Elm Streets, Paris, AR 72855
County: Logan
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $119.1 mil
Equity capital: $17.8 mil
Deposits held in domestic offices: $100.9 mil
Return on assets (ROA): 1.73% ($2.1 mil)
Quarterly return on assets: 1.43% ($1.7 mil)
Return on Equity (ROE): 11.49% ($2.1 mil)
Quarterly return on equity: 9.41% ($1.7 mil)
Net income: $2.1 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.73% ($2,059.9 mil)
Quarterly Pretax return on assets: 1.43% ($1,702.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
40Total employees (full-time equivalent)
$119,071Total assets
$14,463Cash and due from depository institutions
$10,543Interest-bearing balances
$8,521Securities
$0Federal funds sold & reverse repurchase agreements
$84,580Net loans & leases
$1,646Loan loss allowance
$0Trading account assets
$3,707Bank premises and fixed assets
$325Other real estate owned
$5,482Goodwill and other intangibles
$119,071Life insurance assets
$1,993All other assets
$101,227Total liabilities and capital
$100,866Total liabilities
$82,486Total deposits
$100,866Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$361Subordinated debt
$17,844All other liabilities
$17,844Total equity capital
$17,844Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$15,971Surplus
$1,673Undivided profits
Memoranda
$0Noncurrent loans and leases
$335Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$874Income earned, not collected on loans
$0Earning assets
$794Long-term assets (5+ years)
$103,644Average Assets, year-to-date
$24,263Average Assets, quarterly
$120,672Volatile liabilities
$119,278Insider loans
$75,065FHLB advances
$113,901Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$12,216Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,127Restructured Loans and leases
$569Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,166Total interest income
$728Total interest expense
$5,438Net interest income
$464Provision for loan and lease losses
$1,410Total noninterest income
$0Fiduciary activities
$1,095Service charges on deposit accounts
$0Trading account gains & fees
$315Additional noninterest income
$4,298Total noninterest expense
$2,338Salaries and employee benefits
$423Premises and equipment expense
$1,537Additional noninterest expense
$2,086Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$2,086Income before extraordinary items
$0Extraordinary gains - net
$2,086Net income attributable to bank
$0Net charge-offs
$2,086Cash dividends
$308Sale, conversion, retirement of capital stock, net
$2,041Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.84%Yield on earning assets
0.69%Cost of funding earning assets
5.15%Net interest margin
1.34%Noninterest income to earning assets
4.07%Noninterest expense to earning assets
1.73%Net operating income to assets
1.73%Return on assets (ROA)
1.73%Pretax return on assets
11.49%Return on equity (ROE)
0.25%Retained earnings to average equity (YTD only)
0.36%Net charge-offs to loans
150.65%Credit loss provision to net charge-offs
8.28%Efficiency ratio
60,456Assets per employee
2.98%Cash dividends to net income (YTD only)
Condition Ratios (%)
97.84%Loss allowance to loans
1.91%Loss allowance to noncurrent loans
188.33%Noncurrent assets plus other real estate owned to assets
1.01%Noncurrent loans to loans
1.01%Net loans and leases to deposits
83.85%Net loans and leases to core deposits
89.26%Equity capital to assets
14.99%Core capital (leverage) ratio
10.73%Tier 1 risk-based capital ratio
16.27%Total risk-based capital ratio
Memoranda
$18Average assets
$120,672Average earning assets
$18,159Average equity
$105,495Average loans

List of branches

4 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	9084	The First National Bank At Paris	Main And Elm Streets, Paris, AR 72855	September 01, 1891	Full Service Brick and Mortar
1	231657	Caulksville-Ratcliff Branch	8935 W State Hwy 22, Caulksville, AR 72951	November 01, 1965	Full Service Brick and Mortar
2	271921	Waldron Branch	934 West Second Street, Waldron, AR 72958	June 01, 1934	Full Service Brick and Mortar
3	356487	Booneville Branch	480 East Main, Booneville, AR 72927	June 12, 2000	Full Service Brick and Mortar

The First National Bank at Paris in Paris, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank at Paris - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank at Paris in Paris, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank at Paris - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank at Paris in Paris, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches