FDIC Certificate #: 15836 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:American National Bank (#24472) Federal Reserve ID: 2723666 Date Established: August 02, 1941 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 2 (Interstate: No) FDIC's unique #: 10077 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: No Date of Deposit Insurance: August 02, 1941 Last Structure Change Effective Date: April 01, 2010 Last Structure Change Process Date: April 09, 2010 Last Data Update: April 09, 2010 Data Source Date: April 05, 2012
Location
Address: 975 Keller Parkway, Keller, TX 76248 County: Tarrant Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800) Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31) Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206) Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100) CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100) Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
Financial Summary
Total assets: $67.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2009)
Dollar figures in thousands
21Total employees (full-time equivalent)
$67,013Total assets
$6,794Cash and due from depository institutions
$5,960Interest-bearing balances
$20,006Securities
$1,599Federal funds sold & reverse repurchase agreements
$35,309Net loans & leases
$573Loan loss allowance
$0Trading account assets
$1,923Bank premises and fixed assets
$96Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,286All other assets
$67,013Total liabilities and capital
$60,792Total liabilities
$60,663Total deposits
$52,133Interest-bearing deposits
$60,663Deposits held in domestic offices
97.46%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$129All other liabilities
$6,221Total equity capital
$6,221Total bank equity capital
$6,221Perpetual preferred stock
$0Common stock
$1,790Surplus
$2,590Undivided profits
Memoranda
$1,841Noncurrent loans and leases
$1,668Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$942Earning assets
$0Long-term assets (5+ years)
$244Average Assets, year-to-date
$62,874Average Assets, quarterly
$14,310Volatile liabilities
$70,963Insider loans
$69,822FHLB advances
$21,697Loans and leases held for sale
$26Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,668Total unused commitments
$0Restructured Loans and leases
$475Derivatives
Income and Expense (December 31, 2009)
Dollar figures in thousands
$3,583Total interest income
$1,433Total interest expense
$2,150Net interest income
$591Provision for loan and lease losses
$301Total noninterest income
$0Fiduciary activities
$284Service charges on deposit accounts
$0Trading account gains & fees
$17Additional noninterest income
$2,079Total noninterest expense
$1,070Salaries and employee benefits
$245Premises and equipment expense
$764Additional noninterest expense
-$219Pre-tax net operating income
$462Securities gains (losses)
$0Applicable income taxes
$243Income before extraordinary items
$0Extraordinary gains - net
$243Net income attributable to bank
$0Net charge-offs
$243Cash dividends
$428Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2009)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.36%Yield on earning assets
2.14%Cost of funding earning assets
3.22%Net interest margin
0.45%Noninterest income to earning assets
3.11%Noninterest expense to earning assets
-0.31%Net operating income to assets
0.34%Return on assets (ROA)
0.34%Pretax return on assets
3.86%Return on equity (ROE)
3.86%Retained earnings to average equity (YTD only)
1.18%Net charge-offs to loans
138.08%Credit loss provision to net charge-offs
0.87%Efficiency ratio
84,823Assets per employee
3.19%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.60%Loss allowance to noncurrent loans
60.83%Noncurrent assets plus other real estate owned to assets
1.55%Noncurrent loans to loans
2.63%Net loans and leases to deposits
58.21%Net loans and leases to core deposits
90.61%Equity capital to assets
9.28%Core capital (leverage) ratio
8.69%Tier 1 risk-based capital ratio
16.01%Total risk-based capital ratio
Memoranda
$17Average assets
$70,963Average earning assets
$6,291Average equity
$66,847Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with American Bank, National Association.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: