American Heritage Bank in city_name, state_name - Detailed Financial Reports, Location

American Heritage Bank in El Reno, Oklahoma (OK)
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American Heritage Bank - Overview

General
FDIC Certificate #: 23348
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Gold BANK (#413)
Federal Reserve ID: 955258
Date Established: March 16, 1981
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 1 (Interstate: No)
OTS Docket #: 15474
FDIC's unique #: 16366
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 16, 1981
Last Structure Change Effective Date: November 11, 2000
Last Structure Change Process Date: December 01, 2000
Last Data Update: December 01, 2000
Data Source Date: April 05, 2012
Location
Address: 2409 Country Club Road, El Reno, OK 73036
County: Canadian
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Kansas City
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
Financial Summary
Total assets: $73.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
32Total employees (full-time equivalent)
$90,018Total assets
$2,918Cash and due from depository institutions
$0Interest-bearing balances
$8,772Securities
$0Federal funds sold & reverse repurchase agreements
$73,047Net loans & leases
$1,168Loan loss allowance
$0Trading account assets
$1,353Bank premises and fixed assets
$0Other real estate owned
$821Goodwill and other intangibles
$0Life insurance assets
$3,107All other assets
$90,018Total liabilities and capital
$80,821Total liabilities
$68,167Total deposits
$56,065Interest-bearing deposits
$68,167Deposits held in domestic offices
0.00%% insured (estimated)
$601Federal funds purchased & repurchase agreements
$0Trading liabilities
$11,366Other borrowed funds
$0Subordinated debt
$687All other liabilities
$9,197Total equity capital
$9,197Total bank equity capital
$9,197Perpetual preferred stock
$0Common stock
$620Surplus
$1,380Undivided profits
Memoranda
$7,197Noncurrent loans and leases
$12,212Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$118Earning assets
$0Long-term assets (5+ years)
$1,263Average Assets, year-to-date
$81,819Average Assets, quarterly
$6,253Volatile liabilities
$86,267Insider loans
$85,363FHLB advances
$18,229Loans and leases held for sale
$470Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$12,212Total unused commitments
$0Restructured Loans and leases
$975Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$6,971Total interest income
$2,831Total interest expense
$4,140Net interest income
$1,430Provision for loan and lease losses
$965Total noninterest income
$0Fiduciary activities
$599Service charges on deposit accounts
$0Trading account gains & fees
$366Additional noninterest income
$2,703Total noninterest expense
$1,540Salaries and employee benefits
$413Premises and equipment expense
$750Additional noninterest expense
$972Pre-tax net operating income
$11Securities gains (losses)
$147Applicable income taxes
$836Income before extraordinary items
$0Extraordinary gains - net
$836Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$797Sale, conversion, retirement of capital stock, net
$99Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.91%Yield on earning assets
3.62%Cost of funding earning assets
5.29%Net interest margin
1.23%Noninterest income to earning assets
3.45%Noninterest expense to earning assets
0.96%Net operating income to assets
0.97%Return on assets (ROA)
1.14%Pretax return on assets
9.21%Return on equity (ROE)
8.12%Retained earnings to average equity (YTD only)
1.15%Net charge-offs to loans
179.42%Credit loss provision to net charge-offs
3.01%Efficiency ratio
51,263Assets per employee
2.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
11.84%Loss allowance to loans
1.57%Loss allowance to noncurrent loans
989.83%Noncurrent assets plus other real estate owned to assets
0.13%Noncurrent loans to loans
0.16%Net loans and leases to deposits
107.16%Net loans and leases to core deposits
118.00%Equity capital to assets
10.22%Core capital (leverage) ratio
9.99%Tier 1 risk-based capital ratio
10.89%Total risk-based capital ratio
Memoranda
$12Average assets
$86,267Average earning assets
$9,082Average equity
$78,269Average loans

American Heritage Bank in El Reno, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

American Heritage Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

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American Heritage Bank in El Reno, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

American Heritage Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

American Heritage Bank in El Reno, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches