American International Bank in Los Angeles, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 14, 2000

  • American International Bank in Los Angeles, California (CA)
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American International Bank - Overview

  • General
  • FDIC Certificate #: 22675
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: East West Bank (#31628)
    Federal Reserve ID: 627461
    Date Established: July 03, 1978
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    OTS Docket #: 16091
    FDIC's unique #: 15827
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 03, 1978
    Last Structure Change Effective Date: January 14, 2000
    Last Structure Change Process Date: Febuary 09, 2000
    Last Data Update: Febuary 09, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 624 South Grand, Los Angeles, CA 90017
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $198.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 86Total employees (full-time equivalent)
  • $198,833Total assets
  • $6,701Cash and due from depository institutions
  • $100Interest-bearing balances
  • $65,825Securities
  • $11,500Federal funds sold & reverse repurchase agreements
  • $105,859Net loans & leases
  • $1,651Loan loss allowance
  • $0Trading account assets
  • $4,037Bank premises and fixed assets
  • $215Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $4,696All other assets
  • $198,833Total liabilities and capital
  • $178,898Total liabilities
  • $166,821Total deposits
  • $129,504Interest-bearing deposits
  • $166,821Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,144Other borrowed funds
  • $0Subordinated debt
  • $1,933All other liabilities
  • $19,935Total equity capital
  • $19,935Total bank equity capital
  • $19,935Perpetual preferred stock
  • $2,495Common stock
  • $47,181Surplus
  • $0Undivided profits
  • Memoranda
  • $-29,741Noncurrent loans and leases
  • $28,794Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $212Earning assets
  • $0Long-term assets (5+ years)
  • $614Average Assets, year-to-date
  • $183,284Average Assets, quarterly
  • $64,090Volatile liabilities
  • $209,169Insider loans
  • $204,808FHLB advances
  • $35,817Loans and leases held for sale
  • $125Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $28,794Total unused commitments
  • $0Restructured Loans and leases
  • $4,146Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $15,768Total interest income
  • $5,593Total interest expense
  • $10,175Net interest income
  • $865Provision for loan and lease losses
  • $2,521Total noninterest income
  • $0Fiduciary activities
  • $718Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,803Additional noninterest income
  • $10,654Total noninterest expense
  • $4,177Salaries and employee benefits
  • $2,343Premises and equipment expense
  • $4,134Additional noninterest expense
  • $1,177Pre-tax net operating income
  • $1Securities gains (losses)
  • -$999Applicable income taxes
  • $2,177Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,177Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,008Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.33%Yield on earning assets
  • 2.95%Cost of funding earning assets
  • 5.37%Net interest margin
  • 1.33%Noninterest income to earning assets
  • 5.63%Noninterest expense to earning assets
  • 1.04%Net operating income to assets
  • 1.04%Return on assets (ROA)
  • 0.56%Pretax return on assets
  • 10.39%Return on equity (ROE)
  • 10.39%Retained earnings to average equity (YTD only)
  • 1.72%Net charge-offs to loans
  • 43.08%Credit loss provision to net charge-offs
  • 1.02%Efficiency ratio
  • 83,916Assets per employee
  • 2.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.54%Loss allowance to noncurrent loans
  • 778.77%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 63.46%Net loans and leases to core deposits
  • 80.72%Equity capital to assets
  • 10.03%Core capital (leverage) ratio
  • 9.93%Tier 1 risk-based capital ratio
  • 14.83%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $209,169Average earning assets
  • $20,961Average equity
  • $189,303Average loans

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