American Savings Bank, FSB in city_name, state_name - Detailed Financial Reports, Location

American Savings Bank, FSB in Portsmouth, Ohio (OH), KY
Show street view No street view available for this location

American Savings Bank, FSB - Overview

General
FDIC Certificate #: 29597
Status: Active
Federal Reserve ID: 455879
Date Established: January 01, 1892
WWW: http://www.asbportsmouth.com
Trust Powers Granted: No
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
Offices: 4 (Domestic: 4, Interstate: Yes)
OTS Docket #: 12609
FDIC's unique #: 42431
Numeric code: 33
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: December 27, 1948
Last Structure Change Effective Date: July 21, 2011
Last Structure Change Process Date: July 21, 2011
Last Data Update: July 21, 2011
Data Source Date: April 05, 2012
Location
Address: 503 Chillicothe Street, Portsmouth, OH 45662
County: Scioto
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Portsmouth, OH (#39020)
CBSA Micro Statistical Area: Yes
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $226.4 mil
Equity capital: $19.4 mil
Deposits held in domestic offices: $192.4 mil
Return on assets (ROA): 0.84% ($1.9 mil)
Quarterly return on assets: 0.66% ($1.5 mil)
Return on Equity (ROE): 9.80% ($1.9 mil)
Quarterly return on equity: 7.49% ($1.4 mil)
Net income: $1.9 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.12% ($2,535.4 mil)
Quarterly Pretax return on assets: 0.88% ($1,992.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
48Total employees (full-time equivalent)
$226,379Total assets
$2,408Cash and due from depository institutions
$1,147Interest-bearing balances
$45,197Securities
$0Federal funds sold & reverse repurchase agreements
$167,001Net loans & leases
$1,851Loan loss allowance
$0Trading account assets
$2,371Bank premises and fixed assets
$805Other real estate owned
$222Goodwill and other intangibles
$226,379Life insurance assets
$8,375All other assets
$206,958Total liabilities and capital
$192,362Total liabilities
$180,472Total deposits
$192,362Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$13,538Trading liabilities
$0Other borrowed funds
$1,058Subordinated debt
$19,421All other liabilities
$19,421Total equity capital
$19,421Total bank equity capital
$0Perpetual preferred stock
$1Common stock
$10,044Surplus
$9,376Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$8,354Income earned, not collected on loans
$0Earning assets
$936Long-term assets (5+ years)
$213,345Average Assets, year-to-date
$0Average Assets, quarterly
$228,538Volatile liabilities
$228,070Insider loans
$137,426FHLB advances
$225,629Loans and leases held for sale
$4,064Unused loan commitments
$0Tier 1 (core) risk-based capital
$18,850Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$13,326Restructured Loans and leases
$681Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$10,927Total interest income
$2,525Total interest expense
$8,402Net interest income
$1,035Provision for loan and lease losses
$1,025Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$1,025Additional noninterest income
$5,882Total noninterest expense
$3,049Salaries and employee benefits
$869Premises and equipment expense
$1,964Additional noninterest expense
$2,510Pre-tax net operating income
$51Securities gains (losses)
$650Applicable income taxes
$1,911Income before extraordinary items
$0Extraordinary gains - net
$1,911Net income attributable to bank
$0Net charge-offs
$1,911Cash dividends
$1,408Sale, conversion, retirement of capital stock, net
$1,550Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.12%Yield on earning assets
1.18%Cost of funding earning assets
3.93%Net interest margin
0.48%Noninterest income to earning assets
2.75%Noninterest expense to earning assets
0.82%Net operating income to assets
0.84%Return on assets (ROA)
1.12%Pretax return on assets
9.80%Return on equity (ROE)
1.85%Retained earnings to average equity (YTD only)
0.84%Net charge-offs to loans
73.51%Credit loss provision to net charge-offs
2.52%Efficiency ratio
61,982Assets per employee
4.72%Cash dividends to net income (YTD only)
Condition Ratios (%)
81.11%Loss allowance to loans
1.10%Loss allowance to noncurrent loans
22.16%Noncurrent assets plus other real estate owned to assets
4.05%Noncurrent loans to loans
4.95%Net loans and leases to deposits
86.82%Net loans and leases to core deposits
94.17%Equity capital to assets
8.58%Core capital (leverage) ratio
8.35%Tier 1 risk-based capital ratio
13.72%Total risk-based capital ratio
Memoranda
$15Average assets
$228,538Average earning assets
$19,505Average equity
$213,535Average loans

List of branches

1 Kentucky Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
2	254586	South Shore Branch	347 James Hannah Drive, South Shore, KY 41175	December 31, 1983	Full Service Brick and Mortar

3 Ohio Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	42431	American Savings Bank, Fsb	503 Chillicothe Street, Portsmouth, OH 45662	January 01, 1892	Full Service Brick and Mortar
1	42927	Waverly Building And Loan Co. Branch	118 N Market St, Waverly, OH 45690	January 01, 1892	Full Service Brick and Mortar
3	495362	7920 Ohio River Rd	7920 Ohio River Rd, Wheelersburg, OH 45694	June 30, 2005	Full Service Brick and Mortar

Edward Allen Fortino Jr.

⚠

Jun 9, 2024 @ 7:07 am

Familie Jeweils Program C.I.A. Agent. Spécial Agent James Bond 007/006. 008.

American Savings Bank, FSB in Portsmouth, Ohio (OH), KY
Overview, Financial Summary, Detailed Financial Reports, Branches

American Savings Bank, FSB - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

American Savings Bank, FSB in Portsmouth, Ohio (OH), KYOverview, Financial Summary, Detailed Financial Reports, Branches

American Savings Bank, FSB - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

American Savings Bank, FSB in Portsmouth, Ohio (OH), KY
Overview, Financial Summary, Detailed Financial Reports, Branches