FDIC Certificate #: 26658 Status: Active Federal Reserve ID: 30052 Bank Holding Company (Regulatory Top Holder): Eden Financial Corporation (RSSDID: 1140967, Location: San Angelo, TX) Date Established: April 25, 1986 WWW:http://www.amistadbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 35391 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: April 25, 1986 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 1301 Veterans Boulevard, Del Rio, TX 78840 County: Val Verde Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Austin Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Del Rio, TX (#19620) CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $22.7 mil Equity capital: $3.0 mil Deposits held in domestic offices: $19.2 mil Return on assets (ROA): 0.88% ($0.2 mil) Quarterly return on assets: 0.80% ($0.2 mil) Return on Equity (ROE): 6.48% ($0.2 mil) Quarterly return on equity: 6.05% ($0.2 mil) Net income: $0.2 mil Quarterly Net income: $0.0 mil Pretax return on assets: 1.34% ($304.4 mil) Quarterly Pretax return on assets: 1.20% ($272.6 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
13Total employees (full-time equivalent)
$22,714Total assets
$5,606Cash and due from depository institutions
$5,154Interest-bearing balances
$0Securities
$0Federal funds sold & reverse repurchase agreements
$13,777Net loans & leases
$242Loan loss allowance
$0Trading account assets
$3,057Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$22,714Life insurance assets
$274All other assets
$19,714Total liabilities and capital
$19,175Total liabilities
$13,478Total deposits
$19,175Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$339Trading liabilities
$0Other borrowed funds
$200Subordinated debt
$3,000All other liabilities
$3,000Total equity capital
$3,000Total bank equity capital
$1,000Perpetual preferred stock
$531Common stock
$1,469Surplus
$0Undivided profits
Memoranda
$0Noncurrent loans and leases
$178Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$59Long-term assets (5+ years)
$18,931Average Assets, year-to-date
$1,738Average Assets, quarterly
$21,279Volatile liabilities
$22,582Insider loans
$15,857FHLB advances
$21,828Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$3,000Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,351Restructured Loans and leases
$142Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,117Total interest income
$154Total interest expense
$963Net interest income
$6Provision for loan and lease losses
$674Total noninterest income
$0Fiduciary activities
$163Service charges on deposit accounts
$0Trading account gains & fees
$511Additional noninterest income
$1,346Total noninterest expense
$609Salaries and employee benefits
$234Premises and equipment expense
$503Additional noninterest expense
$285Pre-tax net operating income
$0Securities gains (losses)
$97Applicable income taxes
$188Income before extraordinary items
$0Extraordinary gains - net
$188Net income attributable to bank
$0Net charge-offs
$188Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.51%Yield on earning assets
0.90%Cost of funding earning assets
5.61%Net interest margin
3.93%Noninterest income to earning assets
7.84%Noninterest expense to earning assets
0.88%Net operating income to assets
0.88%Return on assets (ROA)
1.34%Pretax return on assets
6.48%Return on equity (ROE)
6.48%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
82,224Assets per employee
1.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.73%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
71.85%Net loans and leases to core deposits
75.84%Equity capital to assets
13.21%Core capital (leverage) ratio
13.74%Tier 1 risk-based capital ratio
18.92%Total risk-based capital ratio
Memoranda
$20Average assets
$21,279Average earning assets
$2,903Average equity
$17,167Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
35391
Amistad Bank
1301 Veterans Boulevard, Del Rio, TX 78840
April 25, 1986
Full Service Brick and Mortar
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