First State Bank of Uvalde in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Uvalde in Uvalde, Texas (TX)
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First State Bank of Uvalde routing number info

First State Bank of Uvalde - Overview

General
FDIC Certificate #: 9978
Status: Active
Federal Reserve ID: 273662
Bank Holding Company (Regulatory Top Holder): Briscoe Ranch, Inc. (RSSDID: 1102451, Location: Uvalde, TX)
Date Established: July 06, 1907
WWW: http://www.fsbuvalde.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Domestic: 8, Interstate: No)
FDIC's unique #: 6378
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 27, 2009
Last Structure Change Process Date: August 27, 2009
Last Data Update: August 27, 2009
Data Source Date: April 05, 2012
Location
Address: 200 East Nopal Street, Uvalde, TX 78801
County: Uvalde
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Uvalde, TX (#46620)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $838.8 mil
Equity capital: $71.0 mil
Deposits held in domestic offices: $756.4 mil
Return on assets (ROA): 1.17% ($9.8 mil)
Quarterly return on assets: 1.07% ($9.0 mil)
Return on Equity (ROE): 14.10% ($10.0 mil)
Quarterly return on equity: 12.49% ($8.9 mil)
Net income: $8.8 mil
Quarterly Net income: $2.2 mil
Pretax return on assets: 1.49% ($12,498.8 mil)
Quarterly Pretax return on assets: 1.32% ($11,072.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
115Total employees (full-time equivalent)
$838,847Total assets
$161,087Cash and due from depository institutions
$150,064Interest-bearing balances
$481,675Securities
$0Federal funds sold & reverse repurchase agreements
$175,486Net loans & leases
$3,621Loan loss allowance
$0Trading account assets
$3,633Bank premises and fixed assets
$3,029Other real estate owned
$1,719Goodwill and other intangibles
$838,847Life insurance assets
$12,218All other assets
$767,871Total liabilities and capital
$756,433Total liabilities
$623,136Total deposits
$756,433Interest-bearing deposits
$55Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$11,438Subordinated debt
$70,976All other liabilities
$70,976Total equity capital
$70,976Total bank equity capital
$0Perpetual preferred stock
$1,800Common stock
$27,200Surplus
$41,976Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,748Income earned, not collected on loans
$0Earning assets
$4,550Long-term assets (5+ years)
$807,225Average Assets, year-to-date
$366,032Average Assets, quarterly
$751,615Volatile liabilities
$819,536Insider loans
$260,033FHLB advances
$796,104Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$56,120Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$29,275Restructured Loans and leases
$8,144Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$23,188Total interest income
$3,928Total interest expense
$19,260Net interest income
$500Provision for loan and lease losses
$2,283Total noninterest income
$313Fiduciary activities
$1,139Service charges on deposit accounts
$0Trading account gains & fees
$831Additional noninterest income
$10,189Total noninterest expense
$6,358Salaries and employee benefits
$812Premises and equipment expense
$3,019Additional noninterest expense
$10,854Pre-tax net operating income
$363Securities gains (losses)
$2,407Applicable income taxes
$8,810Income before extraordinary items
$0Extraordinary gains - net
$8,810Net income attributable to bank
$0Net charge-offs
$8,810Cash dividends
$1,379Sale, conversion, retirement of capital stock, net
$1,080Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.21%Yield on earning assets
0.54%Cost of funding earning assets
2.66%Net interest margin
0.32%Noninterest income to earning assets
1.41%Noninterest expense to earning assets
1.13%Net operating income to assets
1.17%Return on assets (ROA)
1.49%Pretax return on assets
14.10%Return on equity (ROE)
12.38%Retained earnings to average equity (YTD only)
0.78%Net charge-offs to loans
36.26%Credit loss provision to net charge-offs
8.23%Efficiency ratio
46,061Assets per employee
7.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
12.26%Loss allowance to loans
2.02%Loss allowance to noncurrent loans
76.26%Noncurrent assets plus other real estate owned to assets
0.93%Noncurrent loans to loans
2.65%Net loans and leases to deposits
23.20%Net loans and leases to core deposits
32.15%Equity capital to assets
8.46%Core capital (leverage) ratio
7.05%Tier 1 risk-based capital ratio
21.58%Total risk-based capital ratio
Memoranda
$23Average assets
$751,615Average earning assets
$62,465Average equity
$723,411Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$104,356Managed Assets
1Number of Accounts
$96,793Personal trust and agency accounts
$62,769Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$21,770Other retirement accounts
$298Corporate trust and agency accounts
$0Investment management agency accounts
$11,956Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
158Number of Accounts
$0Personal trust and agency accounts
$298Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$7,563Other retirement accounts
$892Corporate trust and agency accounts
$0Other fiduciary accounts
$6,671Fiduciary accounts held in foreign offices

List of branches

8 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	6378	First State Bank Of Uvalde	200 East Nopal Street, Uvalde, TX 78801	July 06, 1907	Full Service Brick and Mortar
1	221640	Camp Wood Branch	308 North Nueces, Camp Wood, TX 78833	October 15, 1991	Full Service Brick and Mortar
2	221641	Sabinal Branch	504 North Center, Sabinal, TX 78881	October 22, 1991	Full Service Brick and Mortar
3	221642	Utopia Branch	Highway 187 North, Utopia, TX 78884	October 29, 1991	Full Service Brick and Mortar
4	221643	Main Street Branch	2100 East Main Street, Uvalde, TX 78801	July 15, 1998	Limited Service Facility
5	431757	Concan Branch	Hwy 127 West, Concan, TX 78838	August 02, 2004	Full Service Brick and Mortar
6	429277	Carrizo Springs Branch	302 Pena Street, Carrizo Springs, TX 78834	March 01, 1999	Full Service Brick and Mortar
7	14628	Frio Canyon Branch	243 South Evergreen Street, Leakey, TX 78873	July 16, 1973	Full Service Brick and Mortar

First State Bank of Uvalde in Uvalde, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Uvalde - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Uvalde in Uvalde, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Uvalde - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Uvalde in Uvalde, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches