FDIC Certificate #: 21158 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First State Bank of Uvalde (#9978) Federal Reserve ID: 627256 Date Established: July 16, 1973 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 14628 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: July 16, 1973 Last Structure Change Effective Date: December 19, 2006 Last Structure Change Process Date: December 29, 2006 Last Data Update: December 29, 2006 Data Source Date: April 05, 2012
Location
Address: 243 South Evergreen Street, Leakey, TX 78873 County: Real Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Austin Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $30.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
13Total employees (full-time equivalent)
$30,311Total assets
$1,703Cash and due from depository institutions
$0Interest-bearing balances
$12,422Securities
$1,700Federal funds sold & reverse repurchase agreements
$13,922Net loans & leases
$201Loan loss allowance
$0Trading account assets
$174Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$390All other assets
$30,311Total liabilities and capital
$26,794Total liabilities
$26,702Total deposits
$21,380Interest-bearing deposits
$26,702Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$92All other liabilities
$3,517Total equity capital
$3,517Total bank equity capital
$3,517Perpetual preferred stock
$0Common stock
$370Surplus
$830Undivided profits
Memoranda
$2,317Noncurrent loans and leases
$881Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$406Earning assets
$0Long-term assets (5+ years)
$241Average Assets, year-to-date
$28,044Average Assets, quarterly
$2,711Volatile liabilities
$31,508Insider loans
$31,185FHLB advances
$9,025Loans and leases held for sale
$202Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$881Total unused commitments
$0Restructured Loans and leases
$170Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$1,572Total interest income
$405Total interest expense
$1,167Net interest income
$30Provision for loan and lease losses
$128Total noninterest income
$0Fiduciary activities
$84Service charges on deposit accounts
$0Trading account gains & fees
$44Additional noninterest income
$870Total noninterest expense
$510Salaries and employee benefits
$116Premises and equipment expense
$244Additional noninterest expense
$395Pre-tax net operating income
$0Securities gains (losses)
$106Applicable income taxes
$289Income before extraordinary items
$0Extraordinary gains - net
$289Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$20Sale, conversion, retirement of capital stock, net
$148Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.53%Yield on earning assets
1.42%Cost of funding earning assets
4.11%Net interest margin
0.45%Noninterest income to earning assets
3.06%Noninterest expense to earning assets
0.92%Net operating income to assets
0.92%Return on assets (ROA)
1.25%Pretax return on assets
8.39%Return on equity (ROE)
4.10%Retained earnings to average equity (YTD only)
0.13%Net charge-offs to loans
150.00%Credit loss provision to net charge-offs
21.25%Efficiency ratio
67,181Assets per employee
2.33%Cash dividends to net income (YTD only)
Condition Ratios (%)
51.21%Loss allowance to loans
1.42%Loss allowance to noncurrent loans
49.51%Noncurrent assets plus other real estate owned to assets
1.34%Noncurrent loans to loans
2.87%Net loans and leases to deposits
52.14%Net loans and leases to core deposits
78.76%Equity capital to assets
11.60%Core capital (leverage) ratio
11.44%Tier 1 risk-based capital ratio
26.70%Total risk-based capital ratio
Memoranda
$28Average assets
$31,508Average earning assets
$3,443Average equity
$28,425Average loans
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