Anchor Bank in city_name, state_name - Detailed Financial Reports, Location

Anchor Bank in Aberdeen, Washington (WA)
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Anchor Bank routing number info

Anchor Bank - Overview

General
FDIC Certificate #: 28454
Status: Active
Federal Reserve ID: 349370
Bank Holding Company (Regulatory Top Holder): Anchor Bancorp, Inc. (RSSDID: 3843712, Location: Lacey, WA)
Date Established: January 01, 1907
WWW: http://www.anchorsb.com
Trust Powers Granted: No
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 13 (Domestic: 13, Interstate: No)
OTS Docket #: 1626
FDIC's unique #: 41288
Numeric code: 42
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 18, 1935
Last Structure Change Effective Date: January 25, 2011
Last Structure Change Process Date: April 05, 2011
Last Data Update: April 05, 2011
Data Source Date: April 05, 2012
Location
Address: 100 West First Street, Aberdeen, WA 98520
County: Grays Harbor
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Seattle
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Aberdeen, WA (#10140)
CBSA Micro Statistical Area: Yes
History of Changes
Name Change
Financial Summary
Total assets: $486.5 mil
Equity capital: $53.4 mil
Deposits held in domestic offices: $352.2 mil
Return on assets (ROA): -1.88% (-$9.2 mil)
Quarterly return on assets: 0.17% ($0.8 mil)
Return on Equity (ROE): -17.50% (-$9.3 mil)
Quarterly return on equity: 1.52% ($0.8 mil)
Net income: -$9.3 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: -1.88% (-$9,146.8 mil)
Quarterly Pretax return on assets: 0.17% ($827.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
144Total employees (full-time equivalent)
$486,534Total assets
$76,341Cash and due from depository institutions
$73,325Interest-bearing balances
$51,947Securities
$0Federal funds sold & reverse repurchase agreements
$308,631Net loans & leases
$6,469Loan loss allowance
$0Trading account assets
$12,351Bank premises and fixed assets
$8,177Other real estate owned
$546Goodwill and other intangibles
$486,534Life insurance assets
$28,541All other assets
$433,166Total liabilities and capital
$352,158Total liabilities
$317,916Total deposits
$352,158Interest-bearing deposits
$96Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$75,858Trading liabilities
$0Other borrowed funds
$5,150Subordinated debt
$53,368All other liabilities
$53,368Total equity capital
$53,368Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$53,368Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,174Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12,897Income earned, not collected on loans
$0Earning assets
$1,686Long-term assets (5+ years)
$433,903Average Assets, year-to-date
$171,568Average Assets, quarterly
$494,546Volatile liabilities
$488,230Insider loans
$321,297FHLB advances
$492,857Loans and leases held for sale
$17,957Unused loan commitments
$10,893Tier 1 (core) risk-based capital
$52,216Tier 2 risk-based capital
$0Total risk weighted assets
$7,064Total unused commitments
$27,347Restructured Loans and leases
$255Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$24,163Total interest income
$6,596Total interest expense
$17,567Net interest income
$7,568Provision for loan and lease losses
$4,511Total noninterest income
$0Fiduciary activities
$1,873Service charges on deposit accounts
$0Trading account gains & fees
$2,638Additional noninterest income
$24,694Total noninterest expense
$8,251Salaries and employee benefits
$2,695Premises and equipment expense
$13,748Additional noninterest expense
-$10,184Pre-tax net operating income
$878Securities gains (losses)
$0Applicable income taxes
-$9,306Income before extraordinary items
$0Extraordinary gains - net
-$9,306Net income attributable to bank
$0Net charge-offs
-$9,306Cash dividends
$8,196Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.54%Yield on earning assets
1.51%Cost of funding earning assets
4.03%Net interest margin
1.03%Noninterest income to earning assets
5.66%Noninterest expense to earning assets
-2.06%Net operating income to assets
-1.88%Return on assets (ROA)
-1.88%Pretax return on assets
-17.50%Return on equity (ROE)
-17.50%Retained earnings to average equity (YTD only)
2.43%Net charge-offs to loans
92.34%Credit loss provision to net charge-offs
-0.32%Efficiency ratio
111,849Assets per employee
3.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.05%Loss allowance to noncurrent loans
50.16%Noncurrent assets plus other real estate owned to assets
4.33%Noncurrent loans to loans
4.09%Net loans and leases to deposits
87.64%Net loans and leases to core deposits
90.94%Equity capital to assets
10.97%Core capital (leverage) ratio
10.59%Tier 1 risk-based capital ratio
16.25%Total risk-based capital ratio
Memoranda
$18Average assets
$494,546Average earning assets
$53,179Average equity
$435,960Average loans

List of branches

13 Washington Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	41288	Anchor Bank	100 West First Street, Aberdeen, WA 98520	January 01, 1907	Full Service Brick and Mortar
1	267728	02 - Elma Branch	Third And Eaton Streets, Elma, WA 98541	January 01, 1907	Full Service Brick and Mortar
100	267729	03 - Westport Branch	Montesano And Washington, Westport, WA 98595	January 01, 1907	Full Service Brick and Mortar
101	267730	04 - Olympia Branch	2610 Harrison Avenue Northwest At Kenyon, Olympia, WA 98502	January 01, 1907	Full Service Brick and Mortar
103	267732	06 - Lacey Branch	649 Woodland Square Loop Southeast, Lacey, WA 98503	March 22, 1993	Full Service Brick and Mortar
104	267733	05 - Ocean Shores Branch	698 Ocean Shores Boulevard, Ocean Shores, WA 98569	Febuary 01, 1996	Full Service Brick and Mortar
105	267734	07 - Centralia Branch	604 South Tower Avenue, Centralia, WA 98531	June 03, 1996	Full Service Brick and Mortar
106	267735	08 - Montesano Branch	211-B Pioneer Avenue East, Montesano, WA 98563	July 08, 1998	Full Service Retail
107	360247	09 - Martin Way Branch	4250 Martin Way E, Olympia, WA 98516	January 03, 2001	Full Service Brick and Mortar
109	365806	11 - Hoquiam Branch	701 Simpson Avenue, Hoquiam, WA 98550	July 08, 2002	Full Service Brick and Mortar
111	419791	13 - Shelton Branch	100 E Wallace Kneeland Blvd, Shelton, WA 98584	June 30, 2003	Full Service Retail
112	419792	14 - Chehalis Branch	1601 Nw Louisiana Ave, Chehalis, WA 98532	June 30, 2003	Full Service Retail
117	458321	Puyallup Branch	16502 Meridian Avenue East, Puyallup, WA 98375	January 19, 2007	Full Service Retail

Anchor Bank in Aberdeen, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Anchor Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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Anchor Bank in Aberdeen, Washington (WA)Overview, Financial Summary, Detailed Financial Reports, Branches

Anchor Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Anchor Bank in Aberdeen, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches