AnchorBank, fsb in Madison, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • AnchorBank, fsb in Madison, Wisconsin (WI)
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AnchorBank, fsb - Overview

  • General
  • FDIC Certificate #: 29979
    Status: Active
    Federal Reserve ID: 727473
    Date Established: January 01, 1918
    WWW: http://www.anchorbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 56 (Domestic: 56, Interstate: No)
    OTS Docket #: 4474
    FDIC's unique #: 42813
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 04, 1938
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 25 West Main Street, Madison, WI 53703
    County: Dane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Madison, WI (#4720)
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $3,067.4 mil
    Equity capital: $128.5 mil
    Deposits held in domestic offices: $2,481.9 mil
    Return on assets (ROA): -1.00% (-$30.7 mil)
    Quarterly return on assets: -0.83% (-$25.5 mil)
    Return on Equity (ROE): -24.66% (-$31.6 mil)
    Quarterly return on equity: -19.79% (-$25.3 mil)
    Net income: -$33.1 mil
    Quarterly Net income: -$6.5 mil
    Pretax return on assets: -0.99% (-$30,367.3 mil)
    Quarterly Pretax return on assets: -0.89% (-$27,299.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 763Total employees (full-time equivalent)
  • $3,067,409Total assets
  • $450,736Cash and due from depository institutions
  • $388,919Interest-bearing balances
  • $185,289Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $2,203,145Net loans & leases
  • $130,927Loan loss allowance
  • $0Trading account assets
  • $26,647Bank premises and fixed assets
  • $86,912Other real estate owned
  • $20,234Goodwill and other intangibles
  • $3,067,409Life insurance assets
  • $94,446All other assets
  • $2,938,924Total liabilities and capital
  • $2,481,872Total liabilities
  • $2,211,533Total deposits
  • $2,481,872Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $417,500Trading liabilities
  • $0Other borrowed funds
  • $39,552Subordinated debt
  • $128,485All other liabilities
  • $128,485Total equity capital
  • $128,485Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $293,472Surplus
  • $-164,987Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $289,126Income earned, not collected on loans
  • $0Earning assets
  • $13,185Long-term assets (5+ years)
  • $2,777,353Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $3,302,347Volatile liabilities
  • $3,135,071Insider loans
  • $1,864,639FHLB advances
  • $3,064,805Loans and leases held for sale
  • $7,178Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $125,881Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $185,539Restructured Loans and leases
  • $508Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $136,337Total interest income
  • $42,682Total interest expense
  • $93,655Net interest income
  • $39,374Provision for loan and lease losses
  • $25,351Total noninterest income
  • $0Fiduciary activities
  • $193Service charges on deposit accounts
  • $0Trading account gains & fees
  • $25,158Additional noninterest income
  • $115,318Total noninterest expense
  • $40,805Salaries and employee benefits
  • $20,539Premises and equipment expense
  • $53,974Additional noninterest expense
  • -$35,686Pre-tax net operating income
  • $3,133Securities gains (losses)
  • $508Applicable income taxes
  • -$33,061Income before extraordinary items
  • $0Extraordinary gains - net
  • -$33,061Net income attributable to bank
  • $0Net charge-offs
  • -$33,061Cash dividends
  • $65,984Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.52%Yield on earning assets
  • 1.42%Cost of funding earning assets
  • 3.11%Net interest margin
  • 0.84%Noninterest income to earning assets
  • 3.83%Noninterest expense to earning assets
  • -1.10%Net operating income to assets
  • -1.00%Return on assets (ROA)
  • -0.99%Pretax return on assets
  • -24.66%Return on equity (ROE)
  • -24.66%Retained earnings to average equity (YTD only)
  • 2.57%Net charge-offs to loans
  • 59.67%Credit loss provision to net charge-offs
  • 0.06%Efficiency ratio
  • 96,901Assets per employee
  • 4.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 5.61%Loss allowance to noncurrent loans
  • 45.28%Noncurrent assets plus other real estate owned to assets
  • 12.26%Noncurrent loans to loans
  • 12.39%Net loans and leases to deposits
  • 88.77%Net loans and leases to core deposits
  • 91.55%Equity capital to assets
  • 4.19%Core capital (leverage) ratio
  • 4.11%Tier 1 risk-based capital ratio
  • 6.75%Total risk-based capital ratio
  • Memoranda
  • $8Average assets
  • $3,302,347Average earning assets
  • $134,086Average equity
  • $3,013,574Average loans

List of branches

  • 56 Wisconsin Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    042813Anchorbank, Fsb25 West Main Street, Madison, WI 53703January 01, 1918Full Service Brick and Mortar
    1278038Hilldale Branch302 North Midvale Blvd, Madison, WI 53705January 01, 1918Full Service Brick and Mortar
    2278039Monroe Branch1712 12th St, Monroe, WI 53566January 01, 1918Full Service Brick and Mortar
    3278040Platteville Branch80 S Court St, Platteville, WI 53818January 01, 1918Full Service Brick and Mortar
    4278041Sherman Plaza Branch2929 N Sherman Ave, Madison, WI 53704January 01, 1918Full Service Brick and Mortar
    6278043Sun Prairie Branch1516 West Main Street, Sun Prairie, WI 53590January 01, 1918Full Service Brick and Mortar
    7278044Boscobel Branch202 West Oak Street, Boscobel, WI 53805January 01, 1918Full Service Brick and Mortar
    8278045C & P Shopping Center Branch216 Cottage Grove Road, Madison, WI 53716January 01, 1918Full Service Brick and Mortar
    100278046Meadowood Branch5750 Raymond Road, Madison, WI 53711January 01, 1918Full Service Brick and Mortar
    101278047Middleton Branch6200 Century Ave, Middleton, WI 53562January 01, 1918Full Service Brick and Mortar
    107278051West Towne Branch333 S Westfield Rd, Madison, WI 53717January 01, 1918Full Service Brick and Mortar
    10841358Janesville Branch100 W Racine St, Janesville, WI 53545January 01, 1920Full Service Brick and Mortar
    110278053Mount Horeb Branch1889 Business 18 And 151 East, Mount Horeb, WI 53572January 01, 1918Full Service Brick and Mortar
    11142379Prairie Du Chien Branch600 E Blackhawk Ave, Prairie Du Chien, WI 53821October 23, 1935Full Service Brick and Mortar
    112278054Lancaster Branch708 N Madison St, Lancaster, WI 53813January 01, 1918Full Service Brick and Mortar
    11441635Chippewa Falls Branch302 Bay St, Chippewa Falls, WI 54729January 01, 1902Full Service Brick and Mortar
    11644041Delavan Branch500 E Walworth Ave, Delavan, WI 53115September 06, 1960Full Service Brick and Mortar
    118270314Monona Branch6501 Monona Dr, Monona, WI 53716January 01, 1885Full Service Brick and Mortar
    120270316Verona Branch420 West Verona Avenue, Verona, WI 53593January 01, 1885Full Service Brick and Mortar
    121270317New Glarus Branch618 Wisconsin 69, New Glarus, WI 53574January 01, 1885Full Service Brick and Mortar
    122278058East Towne Branch4702 East Towne Blvd., Madison, WI 53704June 30, 1985Full Service Brick and Mortar
    125278488Oregon Branch705 North Main Street, Oregon, WI 53575January 01, 1928Full Service Brick and Mortar
    126278060Janesville Branch2215 Holiday Drive, Janesville, WI 53545June 30, 1987Full Service Brick and Mortar
    12742298Columbus Branch125 West James Street, Columbus, WI 53925June 01, 1935Full Service Brick and Mortar
    128275125De Forest Branch601 S Main Street, De Forest, WI 53532June 01, 1935Full Service Brick and Mortar
    12942024Richland Center Branch1850 Bohmann Drive, Richland Center, WI 53581October 31, 1934Full Service Brick and Mortar
    130273331Dodgeville Branch316 W Spring St, Dodgeville, WI 53533October 31, 1934Full Service Brick and Mortar
    134278061Waunakee Branch204a-1 S Century Ave, Waunakee, WI 53597June 30, 1989Full Service Brick and Mortar
    13541844Viroqua Branch311 North Main Street, Viroqua, WI 54665July 01, 1934Full Service Brick and Mortar
    13843643American Equity Branch640 Division Street, Stevens Point, WI 54481January 01, 1924Full Service Brick and Mortar
    139278064Stoughton Branch1720 Highway 51, Stoughton, WI 53589June 02, 1995Full Service Brick and Mortar
    140278065Plover Branch2558 Post Road, Plover, WI 54467November 29, 1995Full Service Brick and Mortar
    14141578South Koeller Branch420 South Koeller Street, Oshkosh, WI 54902January 01, 1893Full Service Brick and Mortar
    142270318Main Street Branch130 Main Street, Menasha, WI 54952January 01, 1893Full Service Brick and Mortar
    1432703191065 S Lake Street Branch1065 S Lake Street, Neenah, WI 54956January 01, 1893Full Service Brick and Mortar
    1442703202000 S Memorial Drive Branch2000 S Memorial Drive, Appleton, WI 54915January 01, 1893Full Service Brick and Mortar
    145270321110 Fox River Dr Branch110 Fox River Dr, Appleton, WI 54913June 30, 1988Full Service Brick and Mortar
    146270322Appleton Branch3160 County Road, Appleton, WI 54915June 27, 1994Full Service Brick and Mortar
    14727670516 Washington Ave Branch16 Washington Ave, Oshkosh, WI 54901January 01, 1886Full Service Brick and Mortar
    1482767071220 W Northland Avenue Branch1220 W Northland Avenue, Appleton, WI 54911January 01, 1886Full Service Brick and Mortar
    149276708927 E Main St Branch927 E Main St, Winneconne, WI 54986January 01, 1886Full Service Brick and Mortar
    150276709Berlin Branch240 Broadway Street, Berlin, WI 54923June 30, 1985Full Service Brick and Mortar
    152276710Ripon Branch1092 West Fond Du Lac Street, Ripon, WI 54971March 01, 1994Full Service Brick and Mortar
    153276711Wautoma BranchW7829 State Roads 20 And 73, Wautoma, WI 54982August 24, 1994Full Service Brick and Mortar
    15442337Ledger Bank, S.S.b./Branch7401 West Greenfield Avenue, West Allis, WI 53214January 01, 1919Full Service Brick and Mortar
    155275263South 27th Street Branch5101 South 27th Street, Greenfield, WI 53221June 30, 1985Full Service Brick and Mortar
    15627526415600 W Cleveland Ave Branch15600 W Cleveland Ave, New Berlin, WI 53151June 30, 1989Full Service Brick and Mortar
    158359377Glendale Branch5555 North Port Washington Road, Glendale, WI 53217January 02, 2001Full Service Brick and Mortar
    1621002S&C Bank, Chippewa/Branch101 North Broadway, Stanley, WI 54768January 01, 1903Full Service Brick and Mortar
    163189665Eau Claire Branch3406 Oakwood Hills Parkway Suite 100, Eau Claire, WI 54701July 18, 1994Full Service Brick and Mortar
    178492386Brookfield Branch18200 West Capitol Drive, Brookfield, WI 53045January 14, 2008Full Service Brick and Mortar
    184512341Madison Branch261 Junction Road, Madison, WI 53717May 14, 1997Full Service Brick and Mortar
    185512342Fitchburg Branch3052 Cahill Main, Fitchburg, WI 53711October 04, 1999Full Service Brick and Mortar
    187512354Franklin Branch7745 West Rawson Avenue, Franklin, WI 53132December 15, 2003Full Service Brick and Mortar
    188512355Menomonee Falls BranchN78 W14651 Appleton Avenue, Menomonee Falls, WI 53051November 10, 2003Full Service Brick and Mortar
    189512426Sussex BranchN64 W24857 Main Street, Sussex, WI 53089September 12, 2005Full Service Brick and Mortar

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