Ledger Bank, S.S.B. in West Allis, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 10, 2001

  • Ledger Bank, S.S.B. in West Allis, Wisconsin (WI)
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Ledger Bank, S.S.B. - Overview

  • General
  • FDIC Certificate #: 29503
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: AnchorBank, fsb (#29979)
    Federal Reserve ID: 184375
    Date Established: January 01, 1919
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 3564
    FDIC's unique #: 42337
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 02, 1939
    Last Structure Change Effective Date: November 10, 2001
    Last Structure Change Process Date: November 21, 2001
    Last Data Update: November 21, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 7401 West Greenfield Avenue, West Allis, WI 53214
    County: Milwaukee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • Financial Summary
  • Total assets: $494.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 87Total employees (full-time equivalent)
  • $507,156Total assets
  • $18,104Cash and due from depository institutions
  • $13,404Interest-bearing balances
  • $95,091Securities
  • $1,471Federal funds sold & reverse repurchase agreements
  • $376,775Net loans & leases
  • $3,151Loan loss allowance
  • $0Trading account assets
  • $5,769Bank premises and fixed assets
  • $1,095Other real estate owned
  • $83Goodwill and other intangibles
  • $0Life insurance assets
  • $8,768All other assets
  • $507,156Total liabilities and capital
  • $471,550Total liabilities
  • $322,781Total deposits
  • $309,642Interest-bearing deposits
  • $322,781Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $9,240Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $132,935Other borrowed funds
  • $0Subordinated debt
  • $6,594All other liabilities
  • $35,606Total equity capital
  • $35,606Total bank equity capital
  • $35,606Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $9,654Undivided profits
  • Memoranda
  • $25,951Noncurrent loans and leases
  • $39,343Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,577Earning assets
  • $0Long-term assets (5+ years)
  • $2,693Average Assets, year-to-date
  • $486,741Average Assets, quarterly
  • $219,813Volatile liabilities
  • $515,036Insider loans
  • $510,727FHLB advances
  • $201,594Loans and leases held for sale
  • $807Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $75,000Tier 2 risk-based capital
  • $1,129Total risk weighted assets
  • $39,343Total unused commitments
  • $0Restructured Loans and leases
  • $3,151Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $40,266Total interest income
  • $28,251Total interest expense
  • $12,015Net interest income
  • $761Provision for loan and lease losses
  • $1,399Total noninterest income
  • $0Fiduciary activities
  • $411Service charges on deposit accounts
  • -$36Trading account gains & fees
  • $1,024Additional noninterest income
  • $8,474Total noninterest expense
  • $4,323Salaries and employee benefits
  • $963Premises and equipment expense
  • $3,188Additional noninterest expense
  • $4,179Pre-tax net operating income
  • $22Securities gains (losses)
  • $1,391Applicable income taxes
  • $2,810Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,810Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $520Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.13%Yield on earning assets
  • 5.70%Cost of funding earning assets
  • 2.43%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 1.71%Noninterest expense to earning assets
  • 0.54%Net operating income to assets
  • 0.55%Return on assets (ROA)
  • 0.82%Pretax return on assets
  • 8.54%Return on equity (ROE)
  • 7.02%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 146.35%Credit loss provision to net charge-offs
  • 9.50%Efficiency ratio
  • 63,173Assets per employee
  • 5.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 17.79%Loss allowance to loans
  • 0.83%Loss allowance to noncurrent loans
  • 68.84%Noncurrent assets plus other real estate owned to assets
  • 1.12%Noncurrent loans to loans
  • 1.20%Net loans and leases to deposits
  • 116.73%Net loans and leases to core deposits
  • 282.38%Equity capital to assets
  • 7.02%Core capital (leverage) ratio
  • 7.10%Tier 1 risk-based capital ratio
  • 10.36%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $515,036Average earning assets
  • $32,905Average equity
  • $495,352Average loans

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