Ashland State Bank in Ashland, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 27, 1996

Ashland State Bank in Ashland, Nebraska (NE)
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Ashland State Bank - Overview

General
FDIC Certificate #: 22552
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Centennial Bank (#34363)
Federal Reserve ID: 976552
Date Established: November 21, 1977
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 15728
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: November 21, 1977
Last Structure Change Effective Date: December 27, 1996
Last Structure Change Process Date: January 15, 1997
Last Data Update: April 11, 1998
Data Source Date: April 05, 2012
Location
Address: 2433 Silver Street, Ashland, NE 68003
County: Saunders
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
Financial Summary
Total assets: $16.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$8Total assets
$15,534Cash and due from depository institutions
$3,060Interest-bearing balances
$2,410Securities
$1,094Federal funds sold & reverse repurchase agreements
$950Net loans & leases
$10,150Loan loss allowance
$228Trading account assets
$0Bank premises and fixed assets
$82Other real estate owned
$0Goodwill and other intangibles
$198Life insurance assets
$0All other assets
$0Total liabilities and capital
$15,534Total liabilities
$14,435Total deposits
$14,321Interest-bearing deposits
$12,702Deposits held in domestic offices
14321.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2Subordinated debt
$0All other liabilities
$112Total equity capital
$112Total bank equity capital
$1,099Perpetual preferred stock
$0Common stock
$200Surplus
$633Undivided profits
Memoranda
$266Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$98Earning assets
$14,604Long-term assets (5+ years)
$978Average Assets, year-to-date
$14,744Average Assets, quarterly
$15,222Volatile liabilities
$1,649Insider loans
$83FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$306Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,099Total risk weighted assets
$10,537Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$1,381Total interest expense
$655Net interest income
$726Provision for loan and lease losses
$52Total noninterest income
$92Fiduciary activities
$0Service charges on deposit accounts
$51Trading account gains & fees
$0Additional noninterest income
$41Total noninterest expense
$520Salaries and employee benefits
$280Premises and equipment expense
$47Additional noninterest expense
$193Pre-tax net operating income
$246Securities gains (losses)
$0Applicable income taxes
$80Income before extraordinary items
$166Extraordinary gains - net
$0Net income attributable to bank
$166Net charge-offs
$26Cash dividends
$55Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.94%Cost of funding earning assets
4.71%Net interest margin
5.23%Noninterest income to earning assets
0.66%Noninterest expense to earning assets
3.74%Net operating income to assets
1.13%Return on assets (ROA)
1.13%Pretax return on assets
1.67%Return on equity (ROE)
15.25%Retained earnings to average equity (YTD only)
10.20%Net charge-offs to loans
0.26%Credit loss provision to net charge-offs
200.00%Efficiency ratio
63,570Assets per employee
1.94%Cash dividends to net income (YTD only)
Condition Ratios (%)
33.13%Loss allowance to loans
2.20%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
70.87%Net loans and leases to core deposits
80.09%Equity capital to assets
7.07%Core capital (leverage) ratio
7.16%Tier 1 risk-based capital ratio
10.43%Total risk-based capital ratio
Memoranda
$12Average assets
$14,744Average earning assets
$1,089Average equity
$13,892Average loans

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