Centennial Bank in Omaha, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


Centennial Bank - Overview

  • General
  • FDIC Certificate #: 34363
    Status: Active
    Federal Reserve ID: 976552
    Bank Holding Company (Regulatory Top Holder): Ashland Bancshares, Inc. (RSSDID: 1067130, Location: Omaha, NE)
    Date Established: December 27, 1996
    WWW: http://www.cbomaha.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 57122
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 27, 1996
    Last Structure Change Effective Date: May 05, 2009
    Last Structure Change Process Date: June 10, 2009
    Last Data Update: June 10, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 9003 South 145th Street, Omaha, NE 68138
    County: Sarpy
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $74.7 mil
    Equity capital: $8.5 mil
    Deposits held in domestic offices: $60.7 mil
    Return on assets (ROA): 0.39% ($0.3 mil)
    Quarterly return on assets: 0.15% ($0.1 mil)
    Return on Equity (ROE): 3.25% ($0.3 mil)
    Quarterly return on equity: 1.31% ($0.1 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.57% ($425.9 mil)
    Quarterly Pretax return on assets: 0.13% ($97.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $74,717Total assets
  • $2,194Cash and due from depository institutions
  • $0Interest-bearing balances
  • $12,491Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $57,008Net loans & leases
  • $1,273Loan loss allowance
  • $0Trading account assets
  • $861Bank premises and fixed assets
  • $654Other real estate owned
  • $0Goodwill and other intangibles
  • $74,717Life insurance assets
  • $1,509All other assets
  • $66,188Total liabilities and capital
  • $60,666Total liabilities
  • $49,230Total deposits
  • $60,666Interest-bearing deposits
  • $77Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $5,150Trading liabilities
  • $0Other borrowed funds
  • $372Subordinated debt
  • $8,529All other liabilities
  • $8,529Total equity capital
  • $8,529Total bank equity capital
  • $0Perpetual preferred stock
  • $500Common stock
  • $7,054Surplus
  • $975Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $5,809Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,485Income earned, not collected on loans
  • $1,050Earning assets
  • $251Long-term assets (5+ years)
  • $69,499Average Assets, year-to-date
  • $19,605Average Assets, quarterly
  • $68,760Volatile liabilities
  • $72,291Insider loans
  • $53,392FHLB advances
  • $71,117Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,259Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,341Restructured Loans and leases
  • $2,580Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,312Total interest income
  • $586Total interest expense
  • $2,726Net interest income
  • $0Provision for loan and lease losses
  • $1,769Total noninterest income
  • $0Fiduciary activities
  • $159Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,610Additional noninterest income
  • $4,103Total noninterest expense
  • $2,577Salaries and employee benefits
  • $624Premises and equipment expense
  • $902Additional noninterest expense
  • $392Pre-tax net operating income
  • $0Securities gains (losses)
  • $121Applicable income taxes
  • $271Income before extraordinary items
  • $0Extraordinary gains - net
  • $271Net income attributable to bank
  • $0Net charge-offs
  • $271Cash dividends
  • $389Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.17%Yield on earning assets
  • 0.91%Cost of funding earning assets
  • 4.25%Net interest margin
  • 2.76%Noninterest income to earning assets
  • 6.40%Noninterest expense to earning assets
  • 0.39%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 3.25%Return on equity (ROE)
  • 3.25%Retained earnings to average equity (YTD only)
  • 0.75%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 1.01%Efficiency ratio
  • 91,279Assets per employee
  • 2.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.18%Loss allowance to noncurrent loans
  • 51.23%Noncurrent assets plus other real estate owned to assets
  • 4.20%Noncurrent loans to loans
  • 4.26%Net loans and leases to deposits
  • 93.97%Net loans and leases to core deposits
  • 103.26%Equity capital to assets
  • 11.42%Core capital (leverage) ratio
  • 11.61%Tier 1 risk-based capital ratio
  • 15.47%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $68,760Average earning assets
  • $8,331Average equity
  • $64,105Average loans

Total Fiduciary and Related Assets (December 31, 2009)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $233,150Managed Assets
  • 1Number of Accounts
  • $24,095Personal trust and agency accounts
  • $5,768Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $3,536Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $8,918Other fiduciary accounts
  • $5,873Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 91Number of Accounts
  • $0Personal trust and agency accounts
  • $3,536Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $209,055Other retirement accounts
  • $10,621Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $73Fiduciary accounts held in foreign offices

List of branches

  • 4 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    057122Centennial Bank9003 South 145th Street, Omaha, NE 68138December 27, 1996Full Service Brick and Mortar
    1157282433 Silver Street Branch2433 Silver Street, Ashland, NE 68003November 21, 1977Full Service Brick and Mortar
    2477884Centennial Bank6307 Center Street, Omaha, NE 68106June 26, 2008Full Service Retail
    3491868Centennial Bank304 North 168th Street, Omaha, NE 68118June 22, 2009Full Service Retail

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