Enterprise Bank National Association in Omaha, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Enterprise Bank National Association in Omaha, Nebraska (NE)
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Enterprise Bank National Association routing number info

Enterprise Bank National Association - Overview

  • General
  • FDIC Certificate #: 33380
    Status: Active
    Federal Reserve ID: 1836701
    Bank Holding Company (Regulatory Top Holder): Enterprise Holding Company (RSSDID: 3306356, Location: Omaha, NE)
    Date Established: April 10, 1991
    WWW: http://www.enterpriseebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 47018
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: April 10, 1991
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 12800 West Center Road, Omaha, NE 68102
    County: Douglas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $189.1 mil
    Equity capital: $17.5 mil
    Deposits held in domestic offices: $168.3 mil
    Return on assets (ROA): -0.04% (-$0.1 mil)
    Quarterly return on assets: 0.14% ($0.3 mil)
    Return on Equity (ROE): -0.37% (-$0.1 mil)
    Quarterly return on equity: 1.49% ($0.3 mil)
    Net income: -$0.1 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: -0.04% (-$75.6 mil)
    Quarterly Pretax return on assets: 0.28% ($529.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $189,056Total assets
  • $24,409Cash and due from depository institutions
  • $23,995Interest-bearing balances
  • $2,902Securities
  • $14,000Federal funds sold & reverse repurchase agreements
  • $142,791Net loans & leases
  • $2,491Loan loss allowance
  • $0Trading account assets
  • $2,540Bank premises and fixed assets
  • $138Other real estate owned
  • $0Goodwill and other intangibles
  • $189,056Life insurance assets
  • $2,276All other assets
  • $171,585Total liabilities and capital
  • $168,273Total liabilities
  • $148,478Total deposits
  • $168,273Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 714.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,885Trading liabilities
  • $0Other borrowed funds
  • $713Subordinated debt
  • $17,471All other liabilities
  • $17,471Total equity capital
  • $17,471Total bank equity capital
  • $0Perpetual preferred stock
  • $1,917Common stock
  • $11,047Surplus
  • $4,507Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,591Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,381Income earned, not collected on loans
  • $0Earning assets
  • $501Long-term assets (5+ years)
  • $183,688Average Assets, year-to-date
  • $10,161Average Assets, quarterly
  • $184,861Volatile liabilities
  • $184,674Insider loans
  • $150,456FHLB advances
  • $183,655Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $17,462Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $14,168Restructured Loans and leases
  • $4,093Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,719Total interest income
  • $1,125Total interest expense
  • $6,594Net interest income
  • $2,355Provision for loan and lease losses
  • $999Total noninterest income
  • $0Fiduciary activities
  • $123Service charges on deposit accounts
  • $0Trading account gains & fees
  • $876Additional noninterest income
  • $5,371Total noninterest expense
  • $2,507Salaries and employee benefits
  • $519Premises and equipment expense
  • $2,345Additional noninterest expense
  • -$133Pre-tax net operating income
  • $59Securities gains (losses)
  • -$9Applicable income taxes
  • -$65Income before extraordinary items
  • $0Extraordinary gains - net
  • -$65Net income attributable to bank
  • $0Net charge-offs
  • -$65Cash dividends
  • $2,450Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.31%Yield on earning assets
  • 0.63%Cost of funding earning assets
  • 3.68%Net interest margin
  • 0.56%Noninterest income to earning assets
  • 3.00%Noninterest expense to earning assets
  • -0.06%Net operating income to assets
  • -0.04%Return on assets (ROA)
  • -0.04%Pretax return on assets
  • -0.37%Return on equity (ROE)
  • -0.37%Retained earnings to average equity (YTD only)
  • 1.69%Net charge-offs to loans
  • 96.12%Credit loss provision to net charge-offs
  • 0.91%Efficiency ratio
  • 70,736Assets per employee
  • 6.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.71%Loss allowance to noncurrent loans
  • 46.29%Noncurrent assets plus other real estate owned to assets
  • 2.92%Noncurrent loans to loans
  • 3.70%Net loans and leases to deposits
  • 84.86%Net loans and leases to core deposits
  • 99.08%Equity capital to assets
  • 9.24%Core capital (leverage) ratio
  • 9.51%Tier 1 risk-based capital ratio
  • 11.61%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $184,861Average earning assets
  • $17,528Average equity
  • $179,192Average loans

List of branches

  • 3 Nebraska Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    047018Enterprise Bank National Association12800 West Center Road, Omaha, NE 68102April 10, 1991Full Service Brick and Mortar
    1289505Regency Parkway Branch210 Regency Parkway, Omaha, NE 68114Febuary 28, 1994Full Service Brick and Mortar
    228950612800 West Center Road Branch12800 West Center Road, Omaha, NE 68144March 03, 1997Limited Service Mobile

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