Omaha State Bank in Omaha, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Omaha State Bank in Omaha, Nebraska (NE)
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Omaha State Bank routing number info

Omaha State Bank - Overview

  • General
  • FDIC Certificate #: 20628
    Status: Active
    Federal Reserve ID: 192156
    Bank Holding Company (Regulatory Top Holder): Ds Holding Company, Inc. (RSSDID: 3428502, Location: Omaha, NE)
    Date Established: March 06, 1972
    WWW: http://www.omahastate.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Domestic: 6, Interstate: No)
    OTS Docket #: 12256
    FDIC's unique #: 14237
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 06, 1972
    Last Structure Change Effective Date: December 18, 2009
    Last Structure Change Process Date: April 23, 2010
    Last Data Update: April 23, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 12100 West Center Road, Omaha, NE 68144
    County: Douglas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Change in Trust Powers
  • Financial Summary
  • Total assets: $291.9 mil
    Equity capital: $25.0 mil
    Deposits held in domestic offices: $251.8 mil
    Return on assets (ROA): -0.24% (-$0.7 mil)
    Quarterly return on assets: 1.40% ($4.1 mil)
    Return on Equity (ROE): -2.51% (-$0.6 mil)
    Quarterly return on equity: 16.50% ($4.1 mil)
    Net income: -$0.7 mil
    Quarterly Net income: $1.0 mil
    Pretax return on assets: -0.54% (-$1,576.4 mil)
    Quarterly Pretax return on assets: 1.96% ($5,721.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 98Total employees (full-time equivalent)
  • $291,924Total assets
  • $6,496Cash and due from depository institutions
  • $838Interest-bearing balances
  • $3,474Securities
  • $4,300Federal funds sold & reverse repurchase agreements
  • $265,467Net loans & leases
  • $5,884Loan loss allowance
  • $0Trading account assets
  • $5,018Bank premises and fixed assets
  • $1,913Other real estate owned
  • $0Goodwill and other intangibles
  • $291,924Life insurance assets
  • $5,256All other assets
  • $266,880Total liabilities and capital
  • $251,807Total liabilities
  • $226,800Total deposits
  • $251,807Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $14,731Trading liabilities
  • $0Other borrowed funds
  • $342Subordinated debt
  • $25,044All other liabilities
  • $25,044Total equity capital
  • $25,044Total bank equity capital
  • $0Perpetual preferred stock
  • $825Common stock
  • $23,675Surplus
  • $544Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $511Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $14,918Income earned, not collected on loans
  • $0Earning assets
  • $809Long-term assets (5+ years)
  • $274,079Average Assets, year-to-date
  • $23,222Average Assets, quarterly
  • $293,764Volatile liabilities
  • $297,226Insider loans
  • $266,391FHLB advances
  • $298,883Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $24,390Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $71,772Restructured Loans and leases
  • $1,170Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $16,151Total interest income
  • $1,228Total interest expense
  • $14,923Net interest income
  • $6,900Provision for loan and lease losses
  • $2,562Total noninterest income
  • $717Fiduciary activities
  • $787Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,058Additional noninterest income
  • $12,172Total noninterest expense
  • $6,929Salaries and employee benefits
  • $1,531Premises and equipment expense
  • $3,712Additional noninterest expense
  • -$1,587Pre-tax net operating income
  • $0Securities gains (losses)
  • -$885Applicable income taxes
  • -$702Income before extraordinary items
  • $0Extraordinary gains - net
  • -$702Net income attributable to bank
  • $0Net charge-offs
  • -$702Cash dividends
  • $3,254Sale, conversion, retirement of capital stock, net
  • $5,588Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.89%Yield on earning assets
  • 0.45%Cost of funding earning assets
  • 5.45%Net interest margin
  • 0.93%Noninterest income to earning assets
  • 4.44%Noninterest expense to earning assets
  • -0.24%Net operating income to assets
  • -0.24%Return on assets (ROA)
  • -0.54%Pretax return on assets
  • -2.51%Return on equity (ROE)
  • -22.49%Retained earnings to average equity (YTD only)
  • 1.22%Net charge-offs to loans
  • 212.05%Credit loss provision to net charge-offs
  • 1.63%Efficiency ratio
  • 69,614Assets per employee
  • 2.98%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -796.01%Loss allowance to loans
  • 2.17%Loss allowance to noncurrent loans
  • 39.44%Noncurrent assets plus other real estate owned to assets
  • 5.77%Noncurrent loans to loans
  • 5.50%Net loans and leases to deposits
  • 105.42%Net loans and leases to core deposits
  • 106.02%Equity capital to assets
  • 8.58%Core capital (leverage) ratio
  • 8.16%Tier 1 risk-based capital ratio
  • 9.16%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $293,764Average earning assets
  • $27,966Average equity
  • $274,033Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $39,395Managed Assets
  • 1Number of Accounts
  • $30,022Personal trust and agency accounts
  • $7,097Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $3,867Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $13,797Other fiduciary accounts
  • $5,261Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 93Number of Accounts
  • $0Personal trust and agency accounts
  • $3,867Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $9,373Other retirement accounts
  • $9,283Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $55Fiduciary accounts held in foreign offices

List of branches

  • 6 Nebraska Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    014237Omaha State Bank12100 West Center Road, Omaha, NE 68144March 06, 1972Full Service Brick and Mortar
    3251451West Pacific Branch15701 Pacific Street, Omaha, NE 68118March 25, 1993Full Service Brick and Mortar
    4251452Limited Service Branch12100 West Center Road, Omaha, NE 68144Febuary 07, 1994Limited Service Mobile
    5251453Omaha Branch16805 Q Street, Omaha, NE 68135December 06, 1994Full Service Brick and Mortar
    6251454Omaha Branch13220 Birch Drive, Omaha, NE 68164March 09, 1995Full Service Brick and Mortar
    7357178Omaha Branch2545 South 180th Street, Omaha, NE 68130October 21, 1999Full Service Brick and Mortar

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