Atascosa National Bank in Pleasanton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Atascosa National Bank in Pleasanton, Texas (TX)
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Atascosa National Bank routing number info

Atascosa National Bank - Overview

  • General
  • FDIC Certificate #: 24064
    Status: Active
    Federal Reserve ID: 851060
    Date Established: September 07, 1982
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 16775
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: September 07, 1982
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1525 West Oaklawn, Pleasanton, TX 78064
    County: Atascosa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $75.6 mil
    Equity capital: $6.8 mil
    Deposits held in domestic offices: $68.6 mil
    Return on assets (ROA): 0.53% ($0.4 mil)
    Quarterly return on assets: 0.77% ($0.6 mil)
    Return on Equity (ROE): 5.62% ($0.4 mil)
    Quarterly return on equity: 8.37% ($0.6 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.57% ($430.9 mil)
    Quarterly Pretax return on assets: 0.89% ($672.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 18Total employees (full-time equivalent)
  • $75,604Total assets
  • $37,621Cash and due from depository institutions
  • $34,009Interest-bearing balances
  • $24,587Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $12,039Net loans & leases
  • $205Loan loss allowance
  • $0Trading account assets
  • $902Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $75,604Life insurance assets
  • $455All other assets
  • $68,846Total liabilities and capital
  • $68,621Total liabilities
  • $41,224Total deposits
  • $68,621Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $225Subordinated debt
  • $6,758All other liabilities
  • $6,758Total equity capital
  • $6,758Total bank equity capital
  • $0Perpetual preferred stock
  • $669Common stock
  • $670Surplus
  • $5,419Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $256Long-term assets (5+ years)
  • $70,635Average Assets, year-to-date
  • $24,189Average Assets, quarterly
  • $69,078Volatile liabilities
  • $73,097Insider loans
  • $18,565FHLB advances
  • $74,771Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,366Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,795Restructured Loans and leases
  • $490Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,594Total interest income
  • $166Total interest expense
  • $1,428Net interest income
  • $0Provision for loan and lease losses
  • $290Total noninterest income
  • $0Fiduciary activities
  • $199Service charges on deposit accounts
  • $0Trading account gains & fees
  • $91Additional noninterest income
  • $1,456Total noninterest expense
  • $750Salaries and employee benefits
  • $147Premises and equipment expense
  • $559Additional noninterest expense
  • $262Pre-tax net operating income
  • $133Securities gains (losses)
  • $30Applicable income taxes
  • $365Income before extraordinary items
  • $0Extraordinary gains - net
  • $365Net income attributable to bank
  • $0Net charge-offs
  • $365Cash dividends
  • -$2Sale, conversion, retirement of capital stock, net
  • $146Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.44%Yield on earning assets
  • 0.25%Cost of funding earning assets
  • 2.19%Net interest margin
  • 0.44%Noninterest income to earning assets
  • 2.23%Noninterest expense to earning assets
  • 0.35%Net operating income to assets
  • 0.53%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 5.62%Return on equity (ROE)
  • 3.37%Retained earnings to average equity (YTD only)
  • -0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 84,750Assets per employee
  • 4.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 40.00%Loss allowance to loans
  • 1.67%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 17.54%Net loans and leases to core deposits
  • 18.16%Equity capital to assets
  • 8.94%Core capital (leverage) ratio
  • 8.51%Tier 1 risk-based capital ratio
  • 34.29%Total risk-based capital ratio
  • Memoranda
  • $35Average assets
  • $69,078Average earning assets
  • $6,500Average equity
  • $65,197Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    016775Atascosa National Bank1525 West Oaklawn, Pleasanton, TX 78064September 07, 1982Full Service Brick and Mortar
    1361249Highway 87 East Branch8780 Highway 87 East, San Antonio, TX 78263May 15, 1998Full Service Brick and Mortar

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