BNA Bank in city_name, state_name - Detailed Financial Reports, Location

BNA Bank in New Albany, Mississippi (MS)
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BNA Bank routing number info

BNA Bank - Overview

General
FDIC Certificate #: 19448
Status: Active
Federal Reserve ID: 916745
Bank Holding Company (Regulatory Top Holder): Bna Bancshares, Inc. (RSSDID: 3326176, Location: New Albany, MS)
Date Established: January 01, 1896
WWW: http://www.bnabank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 15938
FDIC's unique #: 13249
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: June 03, 1965
Last Structure Change Effective Date: November 01, 2007
Last Structure Change Process Date: November 15, 2007
Last Data Update: November 15, 2007
Data Source Date: April 05, 2012
Location
Address: 205 Bankhead Street, New Albany, MS 38652
County: Union
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Memphis
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Name Change
Financial Summary
Total assets: $406.7 mil
Equity capital: $52.0 mil
Deposits held in domestic offices: $338.7 mil
Return on assets (ROA): 1.34% ($5.5 mil)
Quarterly return on assets: 0.55% ($2.2 mil)
Return on Equity (ROE): 10.39% ($5.4 mil)
Quarterly return on equity: 4.15% ($2.2 mil)
Net income: $5.5 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.69% ($6,873.9 mil)
Quarterly Pretax return on assets: 0.61% ($2,481.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
88Total employees (full-time equivalent)
$406,740Total assets
$13,535Cash and due from depository institutions
$7Interest-bearing balances
$145,504Securities
$0Federal funds sold & reverse repurchase agreements
$214,463Net loans & leases
$4,369Loan loss allowance
$1,390Trading account assets
$5,872Bank premises and fixed assets
$8,717Other real estate owned
$488Goodwill and other intangibles
$406,740Life insurance assets
$16,771All other assets
$354,735Total liabilities and capital
$338,704Total liabilities
$308,710Total deposits
$338,704Interest-bearing deposits
$85Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$12,366Trading liabilities
$0Other borrowed funds
$3,665Subordinated debt
$52,005All other liabilities
$52,005Total equity capital
$52,005Total bank equity capital
$0Perpetual preferred stock
$9,000Common stock
$40,107Surplus
$2,898Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,820Income earned, not collected on loans
$0Earning assets
$2,196Long-term assets (5+ years)
$361,364Average Assets, year-to-date
$148,883Average Assets, quarterly
$409,519Volatile liabilities
$411,010Insider loans
$237,354FHLB advances
$408,585Loans and leases held for sale
$10,714Unused loan commitments
$3,713Tier 1 (core) risk-based capital
$48,842Tier 2 risk-based capital
$7,001Total risk weighted assets
$0Total unused commitments
$17,632Restructured Loans and leases
$549Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$19,067Total interest income
$4,252Total interest expense
$14,815Net interest income
$2,425Provision for loan and lease losses
$3,182Total noninterest income
$53Fiduciary activities
$1,167Service charges on deposit accounts
-$42Trading account gains & fees
$2,004Additional noninterest income
$8,674Total noninterest expense
$4,870Salaries and employee benefits
$1,001Premises and equipment expense
$2,803Additional noninterest expense
$6,898Pre-tax net operating income
$6Securities gains (losses)
$1,418Applicable income taxes
$5,486Income before extraordinary items
$0Extraordinary gains - net
$5,486Net income attributable to bank
$0Net charge-offs
$5,486Cash dividends
$1,926Sale, conversion, retirement of capital stock, net
$5,335Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.31%Yield on earning assets
1.18%Cost of funding earning assets
4.13%Net interest margin
0.89%Noninterest income to earning assets
2.42%Noninterest expense to earning assets
1.34%Net operating income to assets
1.34%Return on assets (ROA)
1.69%Pretax return on assets
10.39%Return on equity (ROE)
0.29%Retained earnings to average equity (YTD only)
0.87%Net charge-offs to loans
125.91%Credit loss provision to net charge-offs
4.84%Efficiency ratio
48,197Assets per employee
4.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
97.25%Loss allowance to loans
2.00%Loss allowance to noncurrent loans
114.37%Noncurrent assets plus other real estate owned to assets
3.08%Noncurrent loans to loans
1.75%Net loans and leases to deposits
63.32%Net loans and leases to core deposits
69.59%Equity capital to assets
12.79%Core capital (leverage) ratio
11.95%Tier 1 risk-based capital ratio
20.58%Total risk-based capital ratio
Memoranda
$22Average assets
$409,519Average earning assets
$52,818Average equity
$358,865Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$19,594Managed Assets
1Number of Accounts
$12,322Personal trust and agency accounts
$8,758Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$3,564Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
130Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$7,272Other retirement accounts
$11Corporate trust and agency accounts
$0Other fiduciary accounts
$6,697Fiduciary accounts held in foreign offices

List of branches

5 Mississippi Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	13249	Bna Bank	205 Bankhead Street, New Albany, MS 38652	January 01, 1896	Full Service Brick and Mortar
2	248353	Myrtle Branch	1181 Springdale Ave., Myrtle, MS 38650	July 26, 1974	Full Service Brick and Mortar
3	248354	East Branch	132 Ushwy 15, New Albany, MS 38652	March 10, 1978	Full Service Brick and Mortar
5	248356	West Branch	103 Highway West, New Albany, MS 38652	May 18, 1998	Full Service Brick and Mortar
6	470078	Mccullough Branch	3041 Mccullough Boulevard, Belden, MS 38826	November 05, 2007	Full Service Brick and Mortar

BNA Bank in New Albany, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches

BNA Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

BNA Bank in New Albany, Mississippi (MS)Overview, Financial Summary, Detailed Financial Reports, Branches

BNA Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

BNA Bank in New Albany, Mississippi (MS)
Overview, Financial Summary, Detailed Financial Reports, Branches