Bank One, Fort Collins/Loveland, National Association in Loveland, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

  • Bank One, Fort Collins/Loveland, National Association in Loveland, Colorado (CO)
  • Show street view No street view available for this location

Bank One, Fort Collins/Loveland, National Association - Overview

  • General
  • FDIC Certificate #: 3040
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Colorado, National Association (#18914)
    Federal Reserve ID: 199753
    Date Established: July 02, 1932
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 1935
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1995
    Last Structure Change Process Date: January 12, 1995
    Last Data Update: January 12, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 East 7th Street, Loveland, CO 80537
    County: Larimer
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fort Collins-Loveland, CO (#2670)
    Core Based Statistical Area (CBSA): Fort Collins-Loveland, CO (#22660)
    CBSA Metro Statistical Area: Fort Collins-Loveland, CO (#22660)
  • Financial Summary
  • Total assets: $261.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $129Total assets
  • $261,556Cash and due from depository institutions
  • $7,166Interest-bearing balances
  • $0Securities
  • $39,173Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $205,059Loan loss allowance
  • $2,189Trading account assets
  • $0Bank premises and fixed assets
  • $6,485Other real estate owned
  • $0Goodwill and other intangibles
  • $3,673Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $261,556Total liabilities
  • $240,616Total deposits
  • $199,079Interest-bearing deposits
  • $160,313Deposits held in domestic offices
  • 199079.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $39,838Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,699Total equity capital
  • $1,699Total bank equity capital
  • $20,940Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $6,350Undivided profits
  • Memoranda
  • $12,590Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $710Income earned, not collected on loans
  • $1,427Earning assets
  • $244,232Long-term assets (5+ years)
  • $22,482Average Assets, year-to-date
  • $275,485Average Assets, quarterly
  • $270,297Volatile liabilities
  • $46,424Insider loans
  • $9,059FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $58,526Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $21,081Total risk weighted assets
  • $210,043Total unused commitments
  • $0Restructured Loans and leases
  • $58,447Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $21,401Total interest expense
  • $6,578Net interest income
  • $14,823Provision for loan and lease losses
  • $100Total noninterest income
  • $3,714Fiduciary activities
  • $1,153Service charges on deposit accounts
  • $1,797Trading account gains & fees
  • $12Additional noninterest income
  • $752Total noninterest expense
  • $12,452Salaries and employee benefits
  • $4,627Premises and equipment expense
  • $847Additional noninterest expense
  • $6,978Pre-tax net operating income
  • $5,985Securities gains (losses)
  • -$888Applicable income taxes
  • $1,659Income before extraordinary items
  • $3,438Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,438Net charge-offs
  • -$230Cash dividends
  • $2,300Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.42%Cost of funding earning assets
  • 2.59%Net interest margin
  • 5.84%Noninterest income to earning assets
  • 1.46%Noninterest expense to earning assets
  • 4.90%Net operating income to assets
  • 1.46%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 1.85%Return on equity (ROE)
  • 17.00%Retained earnings to average equity (YTD only)
  • 5.63%Net charge-offs to loans
  • -0.12%Credit loss provision to net charge-offs
  • -43.48%Efficiency ratio
  • 67,174Assets per employee
  • 2.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 66.90%Loss allowance to loans
  • 1.06%Loss allowance to noncurrent loans
  • 308.31%Noncurrent assets plus other real estate owned to assets
  • 0.27%Noncurrent loans to loans
  • 0.34%Net loans and leases to deposits
  • 103.00%Net loans and leases to core deposits
  • 106.53%Equity capital to assets
  • 8.01%Core capital (leverage) ratio
  • 7.71%Tier 1 risk-based capital ratio
  • 10.04%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $275,485Average earning assets
  • $20,228Average equity
  • $254,029Average loans

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